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Published by Damien Fahy
Join Damien and Andy as they break down personal finance topics including investing, saving, budgeting and more, giving you the tools and knowledge to achieve your financial goals Each week, they cover three topics, cutting through unnecessary financial jargon, providing practical tips and actionable advice to help you make the most of your money. To provide feedback or ideas for future shows, contact: damien@moneytothemasses.com or visit https://moneytothemasses.com
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In this week's episode, I reveal the optimum medium-risk investment portfolio according to Efficient Frontier analysis. I break down exactly which assets make the cut (and which don't), plus how this ideal mix has shifted over the last two years. Finally, I explain the theory and execution behind "Project 60"- my personal plan to travel the world at age 60. [AD] Thank you to our sponsor, Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter The Efficient Frontier Risk vs. Return Chart 80-20 Investor (Free trial available) MTTM Money Vault Episode: How to Build Good Money Habits Atomic Habits by James Clear Four Thousand Weeks by Oliver Burkeman
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, Damien explores the connection between your financial habits and your physical well-being. He discusses a ten-year study from Bristol University which reveals that saving even a small amount regularly can dramatically improve your sleep, reduce anxiety, and boost overall life satisfaction. Don't forget, you can still sponsor MTTM listener Ben here - Ben Molyneux (Alzheimer's Society) Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter Please consider sponsoring MTTM listener Ben who is raising money for the Alzheimer's Society Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Damien explains why government bond yields are surging globally, why it matters to everyone and how it will impact your finances. Andy then discusses the legalisation of plug-in solar panels, the pros and cons and whether they are worth it. [AD] Thank you to our sponsor, Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 30th September 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to the weekly newsletter Plug-in solar explained
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, we combine two classic episodes to explain the concept of the "Black Book" - a vital document containing all your essential financial information for your partner or next of kin. We then welcome long-time listener Ben Molyneux, who shares his personal experience of creating a Black Book and the unexpected benefits it brought to his relationship. You can sponsor Ben here - Ben Molyneux (Alzheimer's Society) Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter Please consider sponsoring Ben who is raising money for the Alzheimer's Society Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Damien discusses why an increasing number of people are rushing to consolidate their pensions ahead of the April 2027 rule change, which will make unused pension pots liable to inheritance tax. He explains when this could be a bad idea and reveals how long each pension provider takes to transfer a pension, including who takes the longest. Finally, Damien and Andy discuss how the energy price cap hike that's coming in October could be dwarfed by an even bigger hike in January, and what you should do about it. [AD] Thank you to our sponsor, Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter Money Vault - Pension Transfer Tips Hot to transfer your pension - everything you need to know PensionBee 2025 pension transfer data Energy Prices - Is now the time to fix? British Gas 'Fix and Fall' tariff review
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, we revisit episode 505 from May 2025 where I provide some tips for those considering transferring and/or consolidating their pension pots. I summarise the key pros and cons of pension transfers, explain how in-specie transfers work, how to avoid common pension scams and when to seek independent financial advice. Check out our featured article: Best Pension Transfer Offers Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter Best Pension Transfer Cashback Offers Best Pension in the UK How to find a financial adviser you can trust Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Damien explores whether investors should be fearful when stock markets reach all-time highs. He looks back at historical data and research to reveal what typically happens after markets hit a record high. Next, he discusses the psychological power of making small, seemingly insignificant changes to your finances and how it can dramatically transform your life. [AD] Thank you to our sponsor, Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter Sign up to a free trial of 80-20 investor Check out the book 'Atomic Habits' by James Clear Check out the book 'Influence: The Psychology of Persuasion' by Dr. Robert Cialdini
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, Damien revisits episode 303 from January 2021, which explores why a "good enough" financial plan is often better than a perfect one. Drawing on concepts from Morgan Housel’s book The Psychology of Money, Damien explores the vital difference between making strictly rational decisions and making reasonable ones that actually work for you in the real world. While the mathematics of personal finance might suggest one specific course of action, human emotions often dictate another. Damien explains how aiming for absolute financial perfection can sometimes lead to stress and failure, and we share practical examples where choosing the reasonable, emotionally comfortable path can significantly increase your chances of long-term success. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter The Psychology of Money by Morgan Housel Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Justin discusses the financial realities of transitioning to an electric vehicle (EV). He covers the practicalities of buying a second-hand EV, addresses common concerns regarding battery health and explains the logistics and costs of charging an EV, both on the road and at home. [AD] Thank you to our sponsor, Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. This week, Damien takes a look back at episode 417, where he discusses the essential personal finance numbers that can help people maintain control over their financial well-being. From mortgage rates and emergency cash buffers to understanding your exact net pay and retirement targets, keeping track of these key figures can act as an emergency plan for your money. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter PAYE Calculator Money to the Masses guide on budgeting Best budgeting apps State Pension Age Calculator MTTM Investment Calculator Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Damien reveals the money audits you should carry out during each decade of your life, from your 30s right through to your 70s. He then breaks down why the numbers 25, 70, 173, 2,000, and 100,000 serve as maths hacks to help you become financially independent and retire early. [AD] Thank you to our sponsor, Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Get a quote for life, critical illness or income protection cover (and Get up to £100 cashback) Sign up to our weekly newsletter The avalanche method explained Check your credit report for free Guide to life insurance Guide to critical illness Guide to income protection The government's Pension Tracing Service Money to the Masses retirement income calculator The Money to the Masses 'Millionaire' podcast episode Official Gov.uk State Pension age calculator Official Gov.uk State Pension forecast and National Insurance record checker Podcast episode 548 - Optimal pension portfolios Information on setting up Powers of Attorney Why your first £100k is the most important
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. This week, Damien and Andy take a look back at episode 297 from November 2020. While borrowing money is often viewed negatively, taking on debt can sometimes be a sensible investment in your financial future. In this episode, Damien explains the difference between 'Good debt' and 'Bad debt'. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode Damien discusses your legal rights if your holiday is impacted by the wildfires in Europe. He also explains when your travel insurance will and won't pay out. Finally, he reveals how to read and interpret global investment markets in seconds, by walking you through the key indices, currencies and stocks that he tracks each day. [AD] Thank you to our sponsor Interactive Investor New customers can receive £150 in free trades when they open an Interactive Investor Trading Account before 31st August 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter DX-Y.NYB - US Dollar Index GBPUSD=X - GBP/USD ^VIX - CBOE Volatility Index ^VXN - CBOE NASDAQ 100 Volatility Index ^TNX - CBOE Interest Rate 10 Year T-Note ^FTSE - FTSE 100 ^FTMX - FTSE 250 (Ex. Investment Trusts) ^FTAS - UK FTSE All Share S&P 500 - Standard & Poor’s 500 Dow Jones - Dow Jones Industrial Average NASDAQ - NASDAQ Composite ^NDX - NASDAQ-100 ^STOXX50E - EURO STOXX 50 Index ^GDAXI - DAX Performance-Index ^HSI - HANG SENG INDEX 000903.SS - CSI 100 Index ^N225 - Nikkei 225 ^KS11 - KOSPI Composite Index XLK - State Street Technology Select Sector SPDR Fund XLV - State Street Health Care Select Sector SPDR Fund XLF - State Street Financial Select Sector SPDR Fund XLE - State Street Energy Select Sector SPDR Fund XLI - State Street Industrial Select Sector SPDR Fund XLRE - State Street Real Estate Select Sector SPDR Fund XLU - State Street Utilities Select Sector SPDR Fund ES=F - E-Mini S&P 500 YM=F - Mini Dow Jones Industrial Average NQ=F - Nasdaq 100 GC=F - Gold BTC-USD - Bitcoin USD CL=F - Crude Oil BZ=F - Brent Crude Oil Last Day Financial HG=F - Copper NVDA - NVIDIA Corporation META - Meta Platforms, Inc. AAPL - Apple Inc. AMZN - Amazon.com, Inc. MSFT - Microsoft Corporation TSLA - Tesla, Inc.
Welcome to the Money Vault, the midweek show where Damien and Andy revisit some classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, Damien takes a look back at episode 319 from May 2021, exploring the fundamental principles of building wealth. He discusses the lessons we can learn from George S. Clason's classic 1926 book, The Richest Man in Babylon. He explains how the century-old parables translate to modern financial strategies, outlining actionable steps you can take to manage your money, clear debt, and secure your financial future. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter Buy The Richest Man in Babylon on Amazon Listen to Episode 319 on Spotify Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, I analyse some recent research from JP Morgan Personal Investing and explain how inconsistent contributions can hurt your overall portfolio performance. Next, Andy and I chat with Jordon Cox, known to many as 'Britain's Coupon King', who shares some practical money-saving hacks and tips. [AD] Thank you to our sponsor Interactive Investor New customers can receive £100 in free trades when they open an Interactive Investor Trading Account before 31st July 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter
Welcome to the Money Vault, our new midweek show where we revisit classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, Damien and Andy take a look back at the most valuable investing quotes of all time. They explore the timeless wisdom of renowned investors, including George Soros, John Templeton, John Bogle, and Warren Buffett, explaining how their wise words could help you on your own investment journey. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter How much does private health insurance cost? How to get 5% interest on your savings Pound cost averaging explained Money to the Masses Episode 291: Lessons from Warren Buffett's style of investing Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Damien explains the concept of an ISA bridge and how it can help you manage the financial gap between your ideal retirement date, the age you can access your private pension and your state pension age. Next, Damien explains how the new FCA regulations for Buy Now Pay Later (BNPL) services are likely to impact consumers, including new mandatory affordability checks and additional Section 75 protection. Thank you to our sponsor, Interactive Investor New customers can receive £100 in free trades when they open an Interactive Investor Trading Account before 31st July 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter Official State Pension Age Calculator Guide explaining how the Money Purchase Annual Allowance (MPAA) works Regular Contribution / Savings Calculator Full news article on the FCA Buy Now Pay Later regulation changes
Welcome to the Money Vault, our new midweek show where we revisit classic, evergreen episodes from the Money to the Masses archives. In this episode of The Money Vault, we discuss the reality of NHS waiting times and the increasing number of people turning to private healthcare for diagnosis and treatment. We explore the main routes to accessing private medical care and the typical costs of common private procedures and scans. We also outline the different types of health insurance policies available, including fully underwritten and moratorium options, as well as alternative middle-ground solutions like Benenden Health. Crucially, we explain how to ensure you get the best and cheapest health insurance policy, as well as how you can get up to £100 cashback if you take out a plan. Speak to a specialist adviser - We have partnered with one of the UK's leading private health insurance comparison specialists in order to provide you with the best health insurance to suit your budget. If you take out a policy, you will qualify for £100 cashback – the offer ends on 31st August 2026. T&Cs apply. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to our weekly newsletter How much does private health insurance cost? Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
In this week's episode, Andy discusses the findings of Vanguard's recent British Money Mindset report, highlighting a recent shift in the UK from saving to investing, largely driven by younger investors. He explains how new 'Targeted Support' tools from the likes of Quilter and Vanguard can give would-be investors the confidence to invest for the first time. Damien then takes a look back at his simple 'back to basics' guide on how to start investing for the first time. Thank you to our sponsor, Interactive Investor New customers can receive £100 in free trades when they open an Interactive Investor Trading Account before 31st July 2026. Terms & fees apply. Capital at risk. https://moneytothemasses.com/redir/ii-podcast Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners. Support the show by visiting and bookmarking our dedicated podcast page: Money to the Masses Dedicated Podcast Page - Click to support the show Links referred to in the podcast: Sign up to our weekly newsletter Vanguard's British Money Mindset Report Gen Z leads a new wave of UK investors - What are they investing in?
Welcome to the Money Vault, our new midweek show where we revisit classic, evergreen episodes from the Money to the Masses archives. In this episode, Damien provides a comprehensive guide on travel insurance. With summer holidays approaching, he outlines exactly what to look for in a policy, including the essential features, optimal coverage amounts, and the most common myths that leave holidaymakers financially exposed. He then provides tailored suggestions for different types of travellers, from budget backpackers to large families, ensuring you know exactly where to look for the right cover. Andy then provides an update explaining how packaged bank accounts have improved, with some offering travel insurance with generous upper age limits and zero excess. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show. Resources: Sign up to the weekly newsletter Defaqto: Independent rating agency for checking the quality of financial products. MoneyHelper: Directory for finding specialist travel insurance providers for pre-existing medical conditions. Payingtoomuch.com: A comparison site specialising in travel insurance for people with pre-existing conditions. Our picks for the best travel insurance policies. Co-op packaged bank account includes Travel Insurance with zero excess The best packaged bank accounts and the latest bank switching incentives Follow Money to the Masses on social media: YouTube - https://www.youtube.com/moneytothemasses Facebook - https://www.facebook.com/moneytothemasses Instagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
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Observed September 20, 2026.
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