Raw Real Estate w/ Michael Bordenaro

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/business/earnings... https://www.costar.com/article/207005... https://apple.news/ArT-s8SD-TvGgHdpAV... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 A Troubling Signal from Food Producers 1:46 Consumers Are Trading Down to Survive 5:03 Profit Margins Are Collapsing 10:02 Is This the End of Traditional Retail? 14:56 The Fed's New Hope for the Economy 18:54 The Truth About Interest Rate Decisions

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.flocksafety.com/blog/floc... https://www.wsj.com/politics/flock-ca... https://www.wired.com/story/how-an-at... https://investor.axon.com/press-relea... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Companies Watching Your Every Move 0:37 Inside the Massive Vehicle Tracking Network 4:28 When Surveillance Tools Are Abused 9:31 Axon: From Tasers to Total Surveillance 14:38 The Legal Battle for Your Privacy

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the VideoFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The eroding social contract of modern service 1:31 The tipping culture crisis in dining 4:02 Customers as the new unpaid workforce 5:21 The decline of professional accountability 9:15 Bad Service is the New Normal 12:24 Management's role in the service collapse 17:03 Self Checkout is Your New Part Time Job

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/ANDatlcEFStyGS0vqy... https://apple.news/AOreRtFsKQmiBphkN-... https://apple.news/AxjF2hqpMS2qBTYqLE... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Hidden Struggle of Boomer Homeowners 5:02 The House That Became a Pension Fund 9:55 The Capital Gains Tax Barrier 15:05 The Inevitable Demographic Shift 17:57 The Golden Handcuffs of Low Mortgage Rates

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.cbsnews.com/news/function... https://www.wsj.com/lifestyle/careers... https://www.wsj.com/lifestyle/careers... https://apple.news/AqPd6B-UaSziHhdxwU... https://www.freightwaves.com/news/fre... Are ghost jobs sabotaging your career search? Learn why 20% of online listings are fake and how functional unemployment impacts you.Finding a new role feels harder than ever, and for many, the data confirms it. This breakdown explores the reality of the American job market, specifically addressing the prevalence of listings that never result in a hire. We examine the mechanics behind these postings to help you identify which applications are worth your time and which are likely dead ends.Understanding functional unemployment is crucial for anyone currently navigating the hiring process. By distinguishing between active opportunities and ghost jobs, you can adjust your strategy to avoid wasting effort on positions that do not exist. We look at the systemic issues causing these trends so you can protect your mental energy.Subscribe for weekly career market breakdowns, and comment below if you have applied to a job that never responded. 0:00 Unmasking Functional Unemployment 3:50 The Rise of Ghost Jobs 8:01 The Human Cost of the Hiring Crisis 12:38 Manipulated Data and Digital Gold 19:42 Strategies to Navigate a Broken SystemFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not li

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.thetimes.com/business/wsj... https://www.irwendys.com/news/news-de... https://www.delish.com/food-news/a735... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 Wendy's CEO Admits the Harsh Truth 1:48 The Rise of Fast Casual Competition 5:54 The Reality of Rising Prices 9:03 More Costs Will Be Passed on to the Customer 13:31 The Global Expansion Strategy

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/business/earnings... https://www.wsj.com/finance/investing... https://apple.news/AelKtpO6VQsmxaUDvm... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 Walmart's Warning Sign for the Economy 0:42 Why Walmart Is the Ultimate Economic Barometer 2:28 Shifting Consumer Habits and E-commerce Trends 4:20 The Hidden Cost of High Gas Prices 8:03 Revenue Up, Profits Down: The Real Story 9:27 The Looming Recession and Treasury Crisis 12:38 Interest Rates Are Headed Up 16:01 Tuomas Malinen Says Financial Crisis is Right Around The Corner

Get 20% off DeleteMe by going to https://joindeleteme.com/BORDENARO and use code BORDENARO to protect your privacy. =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AnyoyoTdnR6a5st8eV... https://apple.news/AelKtpO6VQsmxaUDvm... https://www.wsj.com/finance/regulatio... https://apple.news/A1fvzgBzERciQQt1kw... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Grim Housing Forecast for 2026 2:23 The Stagnation of Home Price Growth 4:55 How Stock Market Volatility Impacts Housing 6:58 The Shift Toward a Buyer-Dominated Market 9:12 80% of US Metros Are Buyers Markets Now 10:06 Check Out Delete Me 11:10 The Real Estate Experts Have Lost Sight of the Market 15:15 Cracks in the Mortgage Industry Foundation

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/A3FzjE-VCSqausn2Wp... https://www.cnbc.com/2026/08/19/us-go... https://www.reuters.com/business/us-3... Why do people feel poor when the economy looks great? We break down the disconnect between official reports and your daily budget.Many Americans are struggling to reconcile official economic data with their personal bank accounts. This video explores why people feel poor despite headlines suggesting prosperity. We analyze the specific financial pressures currently impacting households, specifically focusing on how stagnant wages vs inflation are eroding purchasing power for the average worker.Beyond just rising prices, we examine the role of shrinkflation and its hidden impact on the cost of living crisis. By understanding the true economic disconnect, you can better navigate the current financial environment and identify why your money does not stretch as far as it used to. This analysis is essential for anyone trying to make sense of the current economy vs reality.Subscribe for weekly economic breakdowns, and comment your thoughts on whether your wages are keeping up with your bills. 0:00 Why the Economy Feels Like a Lie 1:12 When Inflation Officially Outpaces Your Paycheck 3:26 The Bleak Outlook for Financial Recovery 6:10 Retail Spending Drops: The Warning Sign 8:36 The $40 Trillion Debt Emergency 13:25 This Won't Last Much Longer 17:52 Shrinkflation: Paying More for LessFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/Aa23EQV5vQfCE_BT-6... https://apple.news/AlnCS4uYzT6WYcfEVh... https://apple.news/AlwNiCS7LTYOiUXjwt... https://apple.news/ADxTgriTFQ5yzWijBX... Homeowners are seeing a sharp decline in home equity, with $79 billion in wealth lost recently. Learn what this shift means for your property.This update analyzes the current state of home equity and why record wealth levels are rapidly diminishing. If you own a home or are tracking housing market trends, understanding these figures is essential for managing your financial outlook.We break down the specific factors contributing to this decline in homeowner wealth and what the data suggests for the broader real estate market. By examining the recent loss in equity, you will gain a clearer picture of how economic shifts are impacting individual property values today.Subscribe for weekly real estate market breakdowns, and comment below if you have noticed changes in your local property values. 0:00 The Vanishing Equity Crisis 0:56 The Shrinking Equity Cushion 1:58 The Truth About Underwater Mortgages 4:43 The Vulnerability of Recent Buyers 7:31 The Midwest Housing Warning 11:50 Starter Home Demand Vanishes 17:09 UWM at The Top of the List For Mortgage DefaultsFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/A9tdgSkQ_SCmakAnrF... Are people really moving to the Midwest again? Discover why many are leaving coastal cities to return to their roots in the heartland.This video explores the growing trend of families and individuals moving to the Midwest after living in places like Florida. I break down my own experience, growing up in Belvedere, Illinois, before relocating to Miami, and why the pull back to the region is stronger than ever for many people today.Whether you are considering a relocation or just curious about Midwest migration trends, this breakdown covers the cultural and lifestyle shifts driving this movement. Understanding why people are choosing to leave high-cost areas provides a new perspective on current housing and lifestyle decisions across the country.Subscribe for weekly migration and lifestyle breakdowns, and comment below: what is the biggest reason you would consider moving back to the Midwest? 0:00 The Great Midwestern Migration Shift 1:12 Reversing Decades of Population Loss 3:15 The Luxury of Housing Affordability 5:36 Real World Examples: Buying in Grand Rapids 12:29 The Gold Rush: Why People Are Moving Back 15:21 Warning: Is the Midwest Becoming a Bubble?FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the VideoAre you struggling with retirement anxiety? A new survey shows 67% of Americans fear running out of money more than death.This video examines the data behind why so many people are worried about their financial future. If you are concerned about your own retirement planning, this discussion breaks down the reality of these statistics and what they mean for the average person looking to secure their future.We look at the growing trend of running out of money as a primary concern for retirees today. Understanding the scale of this financial fear can help you put your own savings goals into perspective. By acknowledging these common worries about retirement savings, we can begin to focus on practical steps to mitigate those risks.Subscribe for weekly retirement planning breakdowns and let me know in the comments: what is your biggest concern regarding your future finances? 0:00 The Most Common Retirement Fear 2:15 The Variables That Make Planning Difficult 4:27 The Dangers of Early Retirement 7:08 Market Volatility and Your Nest Egg 11:31 Navigating the Go-Go Years 13:08 Afraid To Spend Money in Retirement 15:11 The Mindset Shift Every Retiree Has To MakeFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.buzzfeed.com/salimahmccul... See how much your money has actually lost value since items cost $1.50. I calculate the true purchasing power of a dollar using CPI data.Many of us remember when specific everyday items were priced at $1.50, but those prices rarely reflect the current reality of the economy. This video breaks down the historical prices of these goods to show exactly how much inflation has shifted our cost of living over the last few decades. If you have ever wondered why your grocery bill looks different today than it did years ago, this analysis provides the context.I use official CPI inflation data to run a direct comparison against the original costs. By applying an accurate inflation calculator to these past prices, we can see the adjusted value of money in today's market. This comparison clarifies how economic trends impact our daily spending habits and personal budgets.Subscribe for weekly economic breakdowns, and comment below with an item you wish I would calculate the value of next.FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.redfin.com/news/home-pric... https://www.nar.realtor/sites/default... https://apple.news/A3AO7b78hQHSpveWiK... Stop relying on the median home price to track the market. Learn why this common metric is misleading and how to analyze data better.Many analysts fixate on the median home price when evaluating market health, but recent shifts have made this figure increasingly unreliable. This video breaks down why broad averages often mask significant trends occurring across different regions and price points. If you are trying to make sense of current real estate data, you need a more granular approach to understand what is actually happening.We examine regional sales distributions and specific price ranges to clarify why the standard housing market analysis is failing to capture the full picture. By moving beyond a single median number, you will gain a clearer perspective on housing market statistics and how to interpret the volatility we are seeing today. This breakdown is essential for anyone looking to avoid flawed conclusions when studying home price trends.Subscribe for weekly real estate data breakdowns, and comment below with your thoughts on whether median price is still useful in your local area. 0:00 Why Median Home Prices Are Misleading 1:10 Analyzing the Sales Distribution Chart 5:19 How Luxury Sales Skew the Numbers 10:05 Is the Housing Market Really Crashing? 14:03 Are Real Estate Investors Giving Up? 19:20 What You Should Track InsteadFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Taking care of your health just got easier, thanks to my sponsor Zocdoc — start here at: https://zocdoc.com/bordenaro =======Check out Sell2Rent as an Alternative to a Reverse Mortgage: https://www.sell2rent.com/partnership... =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the VideoLearn 10 things wealthy retirees avoid spending money on to ensure they never run out of funds. Discover how smarter choices build lasting financial security.Many people assume that a comfortable retirement requires a massive salary or perfect investment returns. However, the reality of those who maintain their wealth often comes down to simple discipline. This video breaks down the specific expenses that financially secure individuals avoid so you can apply these same principles to your own retirement planning.Whether you are currently retired or just starting your savings journey, understanding these habits is essential for long-term stability. By adjusting your retirement spending, you can protect your nest egg from unnecessary drainage. We look at the practical, everyday decisions that distinguish those who worry about money from those who have achieved true financial freedom.Subscribe for weekly retirement money management breakdowns, and comment below which spending category you find the hardest to cut.FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/finance/americas-... https://finance.yahoo.com/real-estate... https://apple.news/AYVkEXhVhQkivHKdLF... https://apple.news/A_ps2BYCLQqu34Ea6l... United Wholesale Mortgage required a $1.5 billion bailout to avoid collapse. Learn why betting on mortgage interest rates backfired.This breakdown analyzes the financial situation facing United Wholesale Mortgage and the specific risks involved in their current strategy. If you are tracking the housing market or following major lender news, this overview clarifies how the company navigated a liquidity crisis and what the $1.5 billion injection means for their operations.We examine the danger of relying on future mortgage interest rates to decrease, a strategy that led to these severe financial pressures. By reviewing the timeline of events, viewers can better understand the volatility currently impacting the broader lending sector and why mortgage pre-approval processes might be facing increased scrutiny.Subscribe for weekly real estate and mortgage news breakdowns, and comment below if you are currently seeing changes in your local lending market. 0:00 The Mortgage Giant Facing a Billion-Dollar Crisis 1:51 The Costly Mistake of Betting on Lower Rates 4:07 The Expensive Price of a Desperate Cash Injection 7:27 Current Housing Trends and the Buyer's Advantage 9:51 The Hidden Risks of Home Equity Debt 15:13 Markets Where Sellers Are Losing MoneyFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/A6O747KIvSL2BAaNeg... https://apple.news/ATzpMj4_AQGK9IEVA0... https://apple.news/A6tEPPmt3S5C7SpjnY... https://apple.news/AonfoGwAQRCSx6XztT... Facing a career layoff in your 50s is a harsh reality. Learn why job market ageism makes finding comparable pay so difficult.This discussion examines the specific challenges professionals face when navigating a sudden career layoff later in life. We analyze the reality of dealing with a significant salary cut while approaching retirement age, moving past the misconception that these stories are about personal failure rather than systemic economic shifts.Understanding the current job market ageism is essential for anyone currently in their fifties or sixties. By looking at these real-world examples, we can better prepare for the financial and emotional hurdles of a career change over 50. The goal is to provide perspective on how to manage your expectations when your income trajectory shifts unexpectedly. 0:00 The Reality of a 60% Pay Cut at 56 1:52 The Forced Sale: When Housing Markets Turn Against You 4:04 Adapting to a New Reality: Frugality vs. Necessity 7:04 Why a Side Hustle is No Longer Optional 10:08 The High Price of Job Security 17:11 Innovative Benefits That Could Change Your Life 21:15 Proof Wages Have Not Kept Up With InflationFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/Ak1ocTjWmSj2PtdamU... https://apple.news/A1Z_5dw63SjeXiIaq1... https://apple.news/AceHw6oi7QqC9UP1-C... https://www.wsj.com/business/autos/am... https://www.newyorkfed.org/microecono... Nearly 50% of car insurance claims go unpaid, despite mandatory coverage. See the data behind why your policy might not pay out.This breakdown examines the current state of the US insurance market. If you have ever been in an accident, you likely assume your policy protects you. However, new data reveals a worrying trend where a significant portion of accident claims are failing to secure a payout. This video is for anyone trying to understand why the system is struggling and what this means for your coverage.We analyze a specific chart tracking the steady rise of unpaid auto insurance claims since 2016. By looking at liability and medical coverage specifically, we show how these unpaid insurance claims are projected to increase through 2025. Understanding these insurance market trends is essential for knowing what to expect when filing a claim.Subscribe for weekly insurance breakdowns, and comment below if you have ever had a car insurance claims issue you had to fight. 0:00 The Growing Crisis in Auto Insurance Payouts 1:32 Denied on a Technicality: A Real-World Case 3:52 Are Fraud and AI Driving Higher Denials? 6:43 Understanding Different Types of Auto Coverage 11:45 What is Gap Insurance and Do You Need It? 18:10 Practical Steps to Mitigate Insurance RisksFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Get 20% off DeleteMe by going to https://joindeleteme.com/BORDENARO and use code BORDENARO to protect your privacy. =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/economy/jobs/july... https://www.wsj.com/business/earnings... https://www.wsj.com/business/earnings... https://apple.news/A4T19Z6TMTHKuyl7dZ... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AURw-IUf0Tqyc0TnU2... https://apple.news/AkihGkSuxSaisWrLot... https://apple.news/AVG-zWPT5Qn-uHESxr... https://apple.news/AFmkRJUh9T7SQa53zK... Baby boomer housing inventory will force a massive shift in the US real estate market over the next decade. Learn why.Nearly half of all real estate wealth is held by the baby boomer generation, creating a looming question about who will absorb this massive supply. This video breaks down the long-term consequences of this demographic transition and what it means for future property availability. If you are trying to understand the trajectory of US home ownership, this analysis provides the context you need to prepare.We examine the data behind the one third of US homes currently held by this generation. Understanding this shift is critical for anyone tracking real estate market trends or trying to predict how supply will fluctuate as these properties eventually enter the market. This is not just a theory; it is a fundamental change to the housing landscape that investors and buyers must account for.Subscribe for weekly real estate market breakdowns to stay ahead of these trends, and comment below with your prediction on whether this influx of homes will lower or stabilize prices.