Friends That Invest

This week, Sim shares the simple money routines she actually uses to stay on top of her finances, without spending hours budgeting or tracking every purchase. She breaks down how to review subscriptions and recurring bills, rebalance your investment portfolio, and create a cash flow plan that helps you save and invest consistently. If you want a realistic financial routine that keeps your money organised and your long-term goals on track, these four habits are a great place to start. Income + Budget Planner Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim answers your biggest money and life questions, from how much you should be saving and investing to asking for a pay rise, changing careers, and whether rentvesting could make sense. She also shares a major life update about moving from New Zealand to New York, including why she’s choosing to rent, how NYC’s high cost of living could affect her financial independence, and what she’s most excited about. If you love personal finance mixed with an honest life update, consider this a cozy money Q&A with your Investie Bestie. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down financial minimalism and how owning less can help you save more money, reduce stress and build wealth faster. She explores the psychology behind lifestyle creep, why experiences can bring more happiness than material things, and how spending less can leave more money to invest. Plus, Sim shares her approach to modern minimalism, where you can still splurge on the things you genuinely value without getting caught up in status or overconsumption. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down 11 expensive splurges she doesn’t think are worth the money, from the Dyson Airwrap and Apple Watch to luxury jewellery, designer bags and brand-new cars. She shares which purchases she regrets, where she thinks you can spend less without sacrificing much, and why a high price tag doesn’t always mean better value. If you’re trying to save money, avoid lifestyle creep and make smarter spending decisions, this episode could save you thousands. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim shares what happened when she broke one of investing’s biggest rules and tried to time the market by selling her NVIDIA shares. She breaks down why predicting market bubbles is almost impossible, the hidden costs of buying and selling, and why time in the market can matter more than getting the timing perfect. It’s a real-life investing lesson on overconfidence, market timing, and why a long-term strategy built around broad market index funds can be much simpler. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down why she’s not selling her S&P 500 investments or pulling her money out of the US stock market, despite growing fears about America’s future. She explores four key reasons she remains confident in US investing long term, including innovation, access to capital, market liquidity, and the global revenue generated by S&P 500 companies. Plus, Sim explains where emerging markets can fit into a diversified investment portfolio without making drastic decisions based on short-term fear. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the hidden ways people pleasing could be costing you thousands, from accepting extra work without recognition to underselling yourself, overspending, and struggling to set financial boundaries. She shares practical strategies to negotiate your salary with confidence, stop money leaks, and build healthier habits at work and at home. If you want to earn more, spend less, and stop letting guilt get in the way of your financial goals, this episode is for you. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim reflects on what happened after reaching financial independence and why retiring early wasn't what she expected. She shares the reality of hitting her FIRE number, why she chose to keep building Friends That Invest, and the surprising lessons she learned about purpose, productivity, and finding a career you don't want to retire from. If you're working towards financial freedom, this episode will help you rethink what wealth really means once you've reached your goal. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim explores one of the biggest personal finance questions of all: should you spend money enjoying your life today, or save everything for the future? She shares how to find the balance between building wealth and creating meaningful experiences, why being too frugal can sometimes hold you back, and practical ways to spend with intention instead of guilt. If you've ever wondered whether you're saving too much or not enough, this episode will help you rethink your relationship with money. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the best and worst performing asset classes of the past decade to reveal what history can actually teach us about investing. She explains why chasing last year's winners rarely works, what the data says about US stocks, bonds, gold, REITs, commodities and emerging markets, and how to build a more resilient long-term portfolio. If you want to become a smarter investor without trying to predict the market, this episode is packed with practical, evidence-based insights. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down six of the most common money tips that sound smart but could actually cost you thousands over the long term. From trying to time the stock market and day trading to using debt to invest, relying on Bitcoin as an inflation hedge, and believing property prices always rise, she explains what the research really says. If you want to build wealth with fewer mistakes and more confidence, this episode will help you separate financial facts from popular myths. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim shares the 15 purchases that have genuinely made her more productive, happier, and more intentional with her money. From a Kindle and a quality mattress to meal prep, travel upgrades, and the surprising $99 gadget that helped her reclaim over 1,000 hours from social media, she breaks down which splurges are actually worth the investment. If you're trying to spend smarter instead of simply spending less, this episode will help you decide where paying more can genuinely improve your life. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim walks through every stage of the investing journey, from your first $1,000 invested to building a $1 million portfolio, and reveals the biggest financial traps to avoid along the way. She shares the mistakes she made with brokers, meme stocks, IPO investing, portfolio diversification, and tax planning, plus the habits that helped her grow long-term wealth. Whether you're just starting to invest or working towards financial independence, this episode will help you make smarter decisions at every portfolio milestone. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the biggest lessons from The Millionaire Next Door and reveals why the people who look wealthy are often not the people who are actually building wealth. She explores the habits of self-made millionaires, the difference between high earners and wealth accumulators, and why professionals like doctors, lawyers, and business owners can sometimes struggle most with lifestyle inflation. If you're trying to grow your net worth, invest more effectively, and avoid the common money traps that keep people from building long-term wealth, this episode is for you. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the major changes coming to popular index funds like the S&P 500 and Nasdaq 100 ahead of high-profile IPOs from companies such as SpaceX, OpenAI, and Anthropic. She explains how private markets have transformed investing, why index providers are changing their rules, and what these updates could mean for long-term investors. Sim also explores the risks, opportunities, and whether you should change your investing strategy or continue dollar-cost averaging through the noise. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the latest Federal Reserve interest rate news and explains what rising interest rates could mean for your investments, mortgage, savings, and financial future. She explores why stock markets often fall when rates rise, how inflation and economic growth are connected, and what investors should expect if the Fed increases rates again. Sim also shares practical strategies for navigating market volatility, building an emergency fund, and staying confident as a long-term investor during uncertain economic times. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down the money conversations every couple needs to have, from financial red flags and secret debt to budgeting, investing, prenups, and building wealth together. She shares practical advice on combining finances, navigating different money mindsets, and why financial compatibility matters just as much as emotional compatibility in long term relationships. Sim also opens up about her own relationship, FIRE journey, and the habits that help couples create financial security without losing their independence. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim answers your biggest money, investing, and lifestyle questions in a candid Q&A episode covering everything from spending anxiety and lifestyle creep to FIRE, investing strategy, and building financial discipline. She shares her honest thoughts on wealth, index funds, market bubbles, and why reaching financial independence completely changed the way she thinks about retirement and work. Sim also opens up about the emotional side of money, navigating comparison culture, and how to create a rich life without losing yourself in the process. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim shares the deeply personal story of becoming financially retired at just 29 years old and reveals the exact strategies that helped her achieve FIRE (Financial Independence, Retire Early). She breaks down her FIRE number, the investing habits and side hustles that accelerated her wealth, plus the mistakes she wishes she avoided along the way. Sim also opens up about the surprising reality of “retirement,” why financial freedom didn’t look the way she expected, and how reaching FIRE changed her relationship with work, money, and purpose. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down Start With Yourself by Emma Grede, sharing key lessons on money mindset, career growth, and building a clear vision for your future. She unpacks practical strategies like making decisions with confidence, negotiating your worth, and managing emotions in business and life. Plus, Sim addresses the criticism around the book and what it really means for ambitious women navigating wealth, success, and personal finance. Watch on YouTube | Somnipods 3 More from Friends That Invest: Stock Market Tea build financial confidence in under 5 minutes a week. Join 140,000+ investors in training Instagram | TikTok | X | Facebook Hosted on Acast. See acast.com/privacy for more information.