Barnaby Cecil NHS Pensions Podcast

Tom reviews the new "It doesn't pay to stay" BMA Peri-Retirement Modeller and talks through the key financial planning implications for you. Listen with the sound slightly lower due to a mic error when recording.

McCloud is here! The biggest reform to NHS pensions for a decade. What does it mean for you, your retirement plans and what should you do?

What happens when things go wrong? Tom talks through the sick pay and death benefits linked to the pension and reviews the best ways to insure yourself.

Supersize ME. Tom talks through the different income strategies available to NHS Pension Scheme Members who want to increase their income in retirement.

How good is good? Everyone says the NHS pension is a good pension. But, maybe "good" is in fact excellent? Or maybe "good" isn't quite as good as you thought? Tom crunches the numbers for medics born between 1961 to 1991.

Should I stay or should I go? Tom talks about the implications if you decide to leave the NHS Pension Scheme and how this decision sits in the context of wider Financial Planning issues.

A job for life? In the episode Tom talks to his brother, Ally Skinner. Ally has worked in multiple healthcare roles before leaving London for the South Downs. They discuss Ally's career to date and what he can expect from his pension.

NHS Pension Budget 2021 Special. This time Tom is joined by Financial Planner and specialist adviser Kaye Price, owner of KP Financial Wellbeing, which is part of the St James's Place group. Tom and Kaye talk about all things pension-related post Budget but also, hear more about Kaye's focus to improve the lives of her clients and not just their finances. Due to a technical issue with Tom's mic, some sections need to be re-recorded after and may sound off-key.

The guest this time is Laura Bowler, Founder of Pen-gage Ltd. A pensions expert, Laura travels the country helping scheme members of all types of pensions understand their benefits and options at retirement. In this episode, Tom and Laura discuss the recent McCloud Judgement and the huge implications it has for NHS members.

In this episode Tom talks to Dr Tommy Perkins, GP and co-Founder of Medics Money - a financial education and referral website for doctors who want specialist advice and support. Tommy talks about what wealth means to him and why, in an alternate life, he'd be found on the road or in a Little Chef.

Should I apply for a CEA? A question specialist NHS pension advisers get asked often. In this episode, Tom talks to pension expert Graham Crossley, Head of Technical Development at Quilter Financial Adviser, about the award system and how it affects your pension.

Emma and Tom are back with a review of everything you need to know to get on top of your 2019/20 Pensions Annual Allowance Charge Compensation application.

In this episode, Tom speaks to Ken Anson, consultant urological surgeon and reader in urology at St George's Hospital. Listen to Ken reflect on a career in healthcare, his best investment decision and his plans to learn a new skill post-surgery.

This time Emma and Tom talk to Rachel Hall, Head of Financial Planning at Sandringham Medical, and get even more technical. We talk about the public service pension scheme consultation period, which closed on Sunday 9 October, and outline the government's proposals surrounding the changes to all schemes from 2022 Please take a listen here or send on to anyone you may feel would benefit. We appreciate it!