On The Chain - Blockchain and Cryptocurrency News + Opinion

XRP spot ETFs now hold 1.13 billion XRP and $1.46 billion in assets, after another 6.3 million XRP of inflows this week and 645.3 million XRP walking off exchanges. Every part of the bullish mechanism fired at once, and XRP sat at $1.43. Jeff walks the Week 38 supply report line by line, and Chip puts beside it the number nobody else quotes: the ETFs and index funds hold 1.129% of total supply, while exchange wallets hold roughly 21%. The ETF bid is real. It is not yet large enough to see. Also in this episode: the Fed's unanimous 12-0 hike to 3.75%-4.00% and why XRP didn't blink; where all 100 billion XRP actually lives; Ripple Treasury and the trapped-cash problem; XRP and RLUSD landing in Stripe and Tempo's AI payments kit; Stuart Alderoty on why politics beat policy on CLARITY; wallet security and the dead-phone cold storage protocol; and the Greenland agreement that Trump calls permanent American control while Denmark's own statement calls sovereignty preserved. Full show notes, every article we covered, and the video: https://onthechain.io SUPPORT ON THE CHAIN Badassery Coffee https://badasserycoffee.com Mint a Badass Yeti https://otc.one/mint OTC Merch https://otc.one/shop Subscribe https://onthechain.io/subscribe/ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip DISCLAIMER - The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions.

Democrats blocked the CLARITY Act, leaving the United States without the digital asset framework the crypto industry spent years fighting to secure. Now, some of the senators responsible cannot clearly explain why they voted against it. But XRP isn't waiting for Washington. While Congress fails to deliver clarity, XRP and RLUSD are moving deeper into the infrastructure being built for AI-powered commerce, open wallets and machine payments. We break down who stopped the CLARITY Act, what happens next and why the financial system continues building around XRP. We also cover Ripple Swell 2026, the XRPL AI Starter Kit, the critical D'CENT security warning and the growing battle over AI. SHOW NOTES AND EVERY LINK WE DISCUSS https://onthechain.io/podcast/democrats-blocked-clarity-act-xrp-wont-wait/ TIMESTAMPS 0:00 Cold Open - They Blocked Clarity, And We Called It 1:21 Welcome to On The Chain 2:38 Ripple Swell 2026 - The Full Agenda Goes Live 10:18 XRPL Joins The Open Wallet Standard - Tempo And Stripe 11:52 Another Wallet Warning - D'CENT And What We Still Don't Know 14:27 So Much For The Clarity Act 16:45 Garlinghouse: "This One Stings" 21:29 Nobody Knows The Democrats Better Than Ripple 25:44 Michael Bennett Votes Against The Bill He Asked For 29:03 Senator Hirono Has Nothing To Say 31:38 Tom Tillis And The Motion To Reconsider 34:31 Dick Durbin: The Bubble And Social Security 39:04 Josh Hawley, Small-Town Banks And The Farmers 41:35 The Chat Weighs In - Iran, Turkey And The Real Enemy 49:48 AI Safety Is The New Climate Change 51:04 Anthropic, OpenAI And The Effective Altruism Crowd 54:33 Why American Builders Reach For Chinese Models 55:42 JD Vance On Frankenstein 1:04:27 Andrew Ng On Fear-Mongering And Regulatory Capture 1:08:21 Every Democrat Is Doing An Obama Impression 1:11:21 Around The World - Time Magazine, Canada And The EU 1:15:54 Mitch McConnell And The Wheelchair Videos 1:18:49 Sign-Off SUPPORT ON THE CHAIN Website https://onthechain.io Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop FOLLOW ON THE CHAIN ON X On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip DISCLAIMER This content is for informational and entertainment purposes only. Nothing discussed on this show constitutes financial, investment, legal, accounting, or tax advice. Jeff, Chip, On The Chain, and any guests appearing on the show are not financial advisors. Always conduct your own research and consult a qualified professional before making financial decisions. Digital assets are highly volatile and involve substantial risk. Past performance does not guarantee future results.

Something much bigger is being built around XRP, and the pieces are getting harder to ignore. RLUSD is expanding its liquidity and distribution through Spark’s Stablecoin FX Layer. At the same time, the XRP Ledger Foundation is talking openly about writing TradFi primitives directly into the XRPL, including lending, infrastructure and agentic payments. Flare is experimenting with new ways to generate XRP rewards. Canton continues advancing institutional settlement infrastructure. And while all of this is happening, another XRPL project bites the dust. Then Washington enters a critical week for crypto as the CLARITY Act heads toward a major Senate vote. And we’re going around the world: Trump in Ireland, the growing conversation around a reunited Ireland, Scotland, Wales and Northern Ireland challenging the future of the UK, Putin warning about Europe and Russia, and Trump declaring that whoever wins the AI race wins. The financial system is changing. The infrastructure is being built. And XRP keeps showing up in places that matter. At some point you have to ask: What are they building... and why does XRP keep ending up in the middle of it? 🔥 SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 Mint a Badass Yeti https://otc.one/mint 👕 OTC Merch https://otc.one/shop 📧 Subscribe To OTC https://onthechain.io/subscribe/ ☕ Support OTC on Ko-fi https://ko-fi.com/onthechain 🌐 On The Chain https://onthechain.io 🐦 FOLLOW US ON X On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip #XRP #Ripple #XRPL #RLUSD #Crypto #Cryptocurrency #XRPNews #CryptoNews #Blockchain #OnTheChain

XRP may be becoming the key to something much bigger than payments. Ripple is challenging the idea that every regulated stablecoin is created equal. A money transmitter license, state trust charter, and federal prudential supervision each carry different reserve requirements, verification standards, and consequences if an issuer fails. As stablecoins become part of the financial system, the level of regulatory oversight behind them could determine which assets institutions are willing to trust. Clearpool is also expanding to the XRP Ledger, bringing institutional-ready credit and lending infrastructure directly to XRPL. The proposal includes migrating from CPOOL to CLEAR and recapitalizing the treasury to fund incentives, adoption, and the platform’s next phase of growth. Institutional credit remains largely untapped on XRPL, but Clearpool believes the opportunity is massive. At the same time, RippleX is working with Common Prefix to formally verify the XRP Ledger. This effort goes directly to the reliability and security institutions require before moving serious financial activity onchain. We are also looking at the XRPL validation stream, where UNL validators vote on the same ledger hash until consensus is reached and the ledger sequence advances. Ripple Treasury is pushing even deeper into the Office of the CFO with GSmart and what Ripple describes as Treasury-Native AI. Instead of placing AI beside treasury operations, Ripple is embedding intelligence directly into existing financial policies, data, workflows, and deterministic financial logic while keeping people responsible for the final decisions. Solana is also developing confidential transfers and batch functionality, reinforcing the institutional demand for privacy, scale, and controlled financial operations on public blockchain infrastructure. Tonight, Chip and Jeff connect all of it. Regulated stablecoins. Institutional credit. Formal verification. Treasury-native AI. Confidential transfers. Batch transactions. These are not isolated developments. They are pieces of the financial infrastructure being built for the next era of money. Please like, subscribe, and click the bell to be notified when the next video drops. 🔥 SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 Mint a Badass Yeti https://otc.one/mint 👕 OTC Merch https://otc.one/shop 🔔 Subscribe to On The Chain https://onthechain.io/subscribe/ ☕ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW ON THE CHAIN 🌐 Website https://onthechain.io 𝕏 On The Chain https://x.com/On_The_Chain 𝕏 Jeff https://x.com/Jeff_OnTheChain 𝕏 Chip https://x.com/stephenchip This is Badassery. Creators of Badassery, Badass Yetis, Badassery Coffee and On The Chain. #XRP #Ripple #XRPL #Stablecoins #InstitutionalFinance #DeFi #AI #Treasury #Blockchain #DigitalAssets #OnTheChain ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests.

The fight over XRP just started! Please like, subscribe, and click the bell to be notified when the next video drops. 🔥 SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 Mint a Badass Yeti https://otc.one/mint 👕 OTC Merch https://otc.one/shop 🔔 Subscribe to On The Chain https://onthechain.io/subscribe/ ☕ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW ON THE CHAIN 🌐 Website https://onthechain.io 𝕏 On The Chain https://x.com/On_The_Chain 𝕏 Jeff https://x.com/Jeff_OnTheChain 𝕏 Chip https://x.com/stephenchip This is Badassery. Creators of On The Chain, Badass Yetis and Badassery Coffee. #XRP #Ripple #XRPL #RLUSD #Crypto #BIS #AI #Blockchain #DigitalAssets #OnTheChain ⚠️ DISCLAIMER – The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests.

They keep choosing XRP—and at this point, it’s getting harder to call it a coincidence. Brad Garlinghouse is inside the room as America pushes to become the crypto capital of the world. The Bank for International Settlements tested the XRP Ledger in a proof of concept for verifying official economic data. AI agents are already using XRP and RLUSD to purchase intelligence, research, forecasts, and digital services. Now the Florida Gators are putting XRP directly on the field at the Swamp. Different players. Different objectives. The same ledger keeps showing up. Meanwhile, a central bank spent months repositioning $11 billion in gold, Congress is walking away for the final two weeks of September, and the attacks against XRP are getting louder. Is this simply a collection of unrelated headlines—or are governments, institutions, developers, and major brands revealing what comes next before the market is ready to see it? Jeff and Chip connect the dots on XRP, Ripple, the BIS, AI-agent payments, RLUSD, American crypto policy, the Florida Gators partnership, and the growing backlash surrounding XRP. Drop your answer in the comments: Which signal matters most—the BIS, AI-agent payments, the White House, or XRP entering mainstream sports? Please like, subscribe, and click the bell to be notified when the next video drops. 🔥 SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 Mint a Badass Yeti https://otc.one/mint 👕 OTC Merch https://otc.one/shop 🔔 Subscribe to On The Chain https://onthechain.io/subscribe/ ☕ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW ON THE CHAIN 🌐 Website https://onthechain.io 𝕏 On The Chain https://x.com/On_The_Chain 𝕏 Jeff https://x.com/Jeff_OnTheChain 𝕏 Chip https://x.com/stephenchip This is Badassery. Creators of On The Chain, Badass Yetis and Badassery Coffee. #XRP #Ripple #XRPL #RLUSD #Crypto #BIS #AI #Blockchain #DigitalAssets #OnTheChain ⚠️ DISCLAIMER – The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests.

XRP is getting harder to dismiss. We’re breaking down why the story around XRP is getting much bigger than payments alone. The onchain economy is accelerating. Institutional settlement is moving toward 24/7. Cross-border costs are collapsing. Credit and lending infrastructure is being built directly into the XRP Ledger. Batch transactions are getting security audits. Developers are being pushed toward XLS-65 and XLS-66. And the Bitwise XRP ETF has now crossed $500 million in assets under management. This is no longer one isolated XRP headline. The infrastructure is stacking. Payments. Tokenization. Trading. Lending. Credit. Institutional access. And the bigger that stack gets, the harder XRP becomes to ignore. Chip and Jeff break down: • Why Uphold says the new financial system is moving onchain • Why XRP and XRPL keep showing up in the institutional conversation • The new XRPL credit and lending rail • XLS-65 and XLS-66 • The upcoming XRPL lending hackathon • The latest Batch Transactions security audit • The Bitwise XRP ETF crossing $500M AUM • What all of this could mean for XRP adoption • Plus tonight’s biggest geopolitical stories from the U.S., Canada, the U.K. and beyond This one goes much deeper than price. The question is no longer whether XRP has a use case. The question is how much of the next financial system gets built around the rails XRP was designed to use. 🔥 SUPPORT ON THE CHAIN 🔥 ☕ BADASSERY COFFEE https://badasserycoffee.com 🪙 OTC MINT https://otc.one/mint 👕 OTC MERCH https://onthechain.shop 📩 SUBSCRIBE TO OTC https://onthechain.io/subscribe/ ☕ BUY US A COFFEE https://buymeacoffee.com/onthechain 🌐 ON THE CHAIN https://onthechain.io 🎙️ OTC PODCAST https://otc.one/podcast FOLLOW US ON X On The Chain: https://x.com/On_The_Chain Jeff: https://x.com/Jeff_OnTheChain Chip: https://x.com/stephenchip Please LIKE, SUBSCRIBE and hit the notification bell so you don’t miss the next live show. #XRP #XRPL #Ripple #Crypto ``` That **full Support On The Chain block** is the one I should be carrying into every OTC YouTube description.

Ripple’s financial ecosystem is expanding fast — and the XRP Ledger is moving deeper into the infrastructure that could power the next generation of lending, liquidity, payments and institutional finance. Tonight, Chip and Jeff break down Ripple’s Lending Protocol V1.1 security review, Single Asset Vaults on XRPL, and how Ripple Custody, RLUSD, Ripple Payments, Ripple Prime and the XRP Ledger are starting to connect into something much bigger. We also get into what this means for XRP utility, institutional adoption, tokenized assets, settlement, liquidity and the future of finance. Then we shift into GEOPOLITICS and AROUND THE WORLD — Trump, Fetterman, universal healthcare, immigration, Buc-ee’s, Canada vs. Trump, Lake America, Mark Carney, Doug Ford, France and more. TOPICS COVERED • Ripple Lending Protocol V1.1 • Sherlock AI security review • XRPL Single Asset Vaults – XLS-65 • Ripple Custody • RLUSD • Ripple Payments • Ripple Prime • XRP Ledger tokenization • Institutional lending and liquidity • XRP utility and adoption • Trump and John Fetterman • Universal healthcare • Immigration • Buc-ee’s • Canada vs. Trump • Lake America • Mark Carney and Doug Ford • France politics 👇 SUPPORT ON THE CHAIN 👇 ☕ Badassery Coffee https://badasserycoffee.com 🪙 OTC Mint https://otc.one/mint 👕 OTC Merch https://onthechain.shop 🔔 Subscribe To OTC https://onthechain.io/subscribe/ ❤️ Help OTC Keep the Lights On https://ko-fi.com/onthechain 🌐 ON THE CHAIN Website: https://onthechain.io Podcast: https://otc.one/podcast FOLLOW ON THE CHAIN ON X On The Chain: @OnTheChainLive Jeff: @Jeff_OnTheChain Chip: @stephenchip #XRP #Ripple #XRPL #Crypto DISCLAIMER: The views and opinions expressed on On The Chain are for informational and entertainment purposes only and should not be considered financial, investment, legal or tax advice. Always do your own research and consult with a qualified professional before making financial decisions.

Ripple is moving deeper into institutional finance — and the window for XRP may be getting smaller. Ripple Prime now has more than $1 BILLION in regulatory net capital, 24/7 cross-margining, and a growing bridge between digital assets and traditional markets. What happens when the infrastructure gets built before the market fully understands what’s happening? We’re digging into: ⚡ Ripple Prime’s expansion across equities and digital assets ⚡ More than $1B in regulatory net capital ⚡ 24/7 institutional cross-margining ⚡ What prime brokerage looks like in the digital asset era ⚡ Ripple’s continued push into global payments ⚡ David Schwartz on how quickly transformative technology can accelerate ⚡ The latest geopolitical noise out of Washington ⚡ And what all of this could mean for XRP The infrastructure is being built. The institutions are moving. And the window may be closing faster than people realize. ━━━━━━━━━━━━━━━━━━━━━━ SUPPORT ON THE CHAIN ━━━━━━━━━━━━━━━━━━━━━━ ☕ BADASSERY COFFEE Fuel your day with Badassery Coffee: https://badasserycoffee.com 🔥 OTC MERCH Rep On The Chain: https://badassery.io 🌐 ON THE CHAIN News, podcasts, videos and more: https://onthechain.io 🎵 CHIP’S MUSIC Listen to Stephen Chip on Apple Music: https://music.apple.com/us/artist/stephen-chip/1448894579 ━━━━━━━━━━━━━━━━━━━━━━ CONNECT WITH US ON X ━━━━━━━━━━━━━━━━━━━━━━ Jeff: @jeff_onthechain Chip: @stephenchip On The Chain: @On_The_Chain ━━━━━━━━━━━━━━━━━━━━━━ DISCLAIMER: The information contained in this video is for educational and informational purposes only and should not be considered financial, investment, legal or tax advice. The views expressed are personal opinions based on our own research and analysis. Always conduct your own research and consult with a licensed professional before making financial decisions. Cryptocurrency and digital assets involve substantial risk and volatility. Never invest more than you can afford to lose. Past performance is not indicative of future results. #XRP #Ripple #XRPL #Crypto

The financial system is moving fast — and XRP keeps showing up exactly where the next phase of money is being built. Mastercard is sponsoring the XRP Ledger Hackathon in New York just ahead of Ripple Swell. At the same time, 39 U.S. state banking associations are launching the BankChain Alliance to explore tokenized deposits, stablecoins, and smart payments. Crypto-backed mortgages are moving into the mainstream. AI-driven finance is expanding on XRPL. Hedera is pushing blockchain directly into AI development tools. And Michael Saylor is still stacking Bitcoin at a scale almost nobody else can match. These are not isolated headlines. They point to the same thing: The line between traditional finance and digital assets is disappearing. And if XRP is already positioned inside the rails being built for payments, tokenization, stablecoins, and agentic finance... there may be NO GOING BACK. Tonight on On The Chain, Jeff and Chip break down: • Mastercard’s move into the XRP Ledger ecosystem • Why the XRPL Hackathon ahead of Ripple Swell matters • 39 state banking associations building blockchain infrastructure • Tokenized deposits, stablecoins, and smart payments • Crypto-backed mortgages moving into traditional finance • The rise of agentic finance on XRPL • Hedera, AI tools, and the emerging machine economy • Michael Saylor’s latest Bitcoin move • What all of this could mean for XRP and the broader crypto market SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 OTC Mint https://otc.one/mint 👕 OTC Merch https://onthechain.shop ❤️ Support OTC https://ko-fi.com/onthechain 🔔 Subscribe https://onthechain.io/subscribe/ 🌐 Website https://onthechain.io 🎙️ Podcast https://otc.one/podcast FOLLOW ON THE CHAIN On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip DISCLAIMER: This content is for informational and entertainment purposes only and should not be considered financial, legal, or investment advice. Always do your own research and consult with a qualified professional before making financial decisions. #XRP #Ripple #XRPL #Crypto 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

XRP just crossed a line — and there may be no going back. Ripple CEO Brad Garlinghouse joined the inaugural CFTC Innovation Advisory Committee alongside some of the biggest names in traditional finance — Nasdaq, CME Group, CBOE, NYSE, DTCC and more. For years, crypto fought to get a seat at the table. Now Wall Street, Washington and crypto are sitting in the same room. Meanwhile, millions of Americans own crypto, crypto-related economic activity continues to grow, and the line between traditional finance and digital assets is getting harder to see. Tonight, we break down what this shift could mean for XRP, Ripple and the future of crypto. PLUS — we get into the latest political and geopolitical stories, including the battle brewing in Seattle, Florida's dramatic political shift, U.S.–Canada trade negotiations and more. 🔥 XRP JUST CROSSED THE LINE 👍 LIKE 🔔 SUBSCRIBE 💬 DROP YOUR THOUGHTS IN THE COMMENTS ☕ SUPPORT Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop Support On The Chain on Ko-fi https://ko-fi.com/onthechain 🔗 ON THE CHAIN Website https://onthechain.io Subscribe https://onthechain.io/subscribe/ X https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip ⚠️ DISCLAIMER The information contained in this video is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of On The Chain. Always do your own research and consult with a qualified professional before making financial decisions. #XRP #Ripple #Crypto #Bitcoin 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

XRP exploded higher this morning, briefly hitting $1.68 after a massive move over the past 48 hours. So what changed — and why now? Today we break down the XRP price surge and the bigger developments happening underneath it: institutional lending coming to the XRP Ledger, Ripple-backed private credit, RLUSD growth, record XRP ETF activity, Permission Delegation, Ripple Prime’s $275 million raise, and Brad Garlinghouse back at the White House. Is the market finally reacting to infrastructure that has been building for years? Plus, we dig into the latest from Washington, Treasury Secretary Scott Bessent, the rapidly changing financial system, the breakdown in U.S.-Canada trade negotiations, and plenty more from around the world. #XRP #Ripple #XRPL #Crypto SUPPORT ON THE CHAIN ☕ Badassery Coffee [https://badasserycoffee.com](https://badasserycoffee.com) 🔥 OTC Mint [https://otc.one/mint](https://otc.one/mint) 👕 OTC Merch [https://onthechain.shop](https://onthechain.shop) 🔔 Subscribe [https://onthechain.io/subscribe/](https://onthechain.io/subscribe/) ☕ Ko-fi [https://ko-fi.com/onthechain](https://ko-fi.com/onthechain) ON THE CHAIN 🌐 Website [https://onthechain.io](https://onthechain.io) 🎙 Podcast [https://onthechain.io/podcast/](https://onthechain.io/podcast/) 𝕏 On The Chain [https://x.com/On_The_Chain](https://x.com/On_The_Chain) 𝕏 Jeff [https://x.com/Jeff_OnTheChain](https://x.com/Jeff_OnTheChain) 𝕏 Chip [https://x.com/stephenchip](https://x.com/stephenchip) ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and guests and do not necessarily represent the views of any companies, organizations, or projects discussed. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

XRP was built to move value quickly, efficiently, and globally. But as the financial system moves toward tokenization, programmable liquidity, DeFi, and onchain finance, one question is becoming impossible to ignore: WHAT IS XRP STILL MISSING? Tonight, Flare takes center stage. Flare is working to extend XRP beyond payments and settlement—opening the door to programmable financial applications through FXRP, FAssets, Smart Accounts, and XRPFi while preserving the XRP Ledger as the underlying settlement and trust layer. So, is Flare the missing piece that unlocks the next phase of XRP utility? And if XRP can move value, settle transactions, connect markets, access liquidity, and participate in programmable finance... NOW WHAT? Jeff and Chip connect the latest developments surrounding XRP, Ripple, the XRP Ledger, Flare, XRPFi, tokenization, stablecoins, institutional adoption, and the future of global finance. The headlines are only individual pieces. The real story is what happens when they are all stacked together—and that story may be moving much faster than most people realize. Do not just follow the headlines. Follow the infrastructure. Subscribe, turn on notifications, and join the conversation: Is Flare the piece XRP has been missing? #XRP #Flare #XRPFi ━━━━━━━━━━━━━━━━━━━━ SUPPORT THE SHOW Badassery Coffee [https://badasserycoffee.com](https://badasserycoffee.com) OTC Mint [https://otc.one/mint](https://otc.one/mint) OTC Merch [https://onthechain.shop](https://onthechain.shop) Subscribe [https://onthechain.io/subscribe/](https://onthechain.io/subscribe/) Support us on Ko-fi [https://ko-fi.com/onthechain](https://ko-fi.com/onthechain) ━━━━━━━━━━━━━━━━━━━━ ON THE CHAIN Website [https://onthechain.io](https://onthechain.io) Podcast [https://onthechain.io/podcast/](https://onthechain.io/podcast/) On The Chain on X [https://x.com/On_The_Chain](https://x.com/On_The_Chain) Jeff on X [https://x.com/Jeff_OnTheChain](https://x.com/Jeff_OnTheChain) Chip on X [https://x.com/stephenchip](https://x.com/stephenchip) ━━━━━━━━━━━━━━━━━━━━ ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

Ripple Changed the Rules | XRP Ripple isn't slowing down. XRP adoption continues to expand as institutions, universities, regulators, and AI developers build on the XRP Ledger. Tonight Jeff and Chip connect the biggest Ripple, XRP, RLUSD, Clarity Act, AI, and crypto stories to explain why these developments together could signal a major shift for the future of digital assets. We'll break down Ripple's University Blockchain Research Initiative (UBRI) reaching more than 60 academic partners, Ripple being named one of the World's Top Fintech Companies for the fourth consecutive year, growing momentum behind the Clarity Act, BNY's expanding partnership with RLUSD, and the National Cryptocurrency Association's new report showing crypto now supports more than 232,000 American jobs. We'll also dive into the rapid rise of AI on the XRP Ledger, where more than 1.4 million agentic transactions have already settled, and discuss why Ripple believes AI-powered payments could become one of the next major use cases for XRPL. Join Jeff and Chip as they separate the signal from the noise and connect the dots behind the biggest XRP, Ripple, crypto, AI, and geopolitical stories shaping the future. ⏰ TIMESTAMPS 00:00 - Intro (Timestamps will be added after the live show.) ☕ SUPPORT THE CHANNEL Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop Subscribe https://onthechain.io/subscribe/ Ko-fi https://ko-fi.com/onthechain 🌐 ON THE CHAIN Website https://onthechain.io Podcast https://onthechain.io/podcast X https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

What if the biggest players in finance already know what's coming with XRP? Tonight on On The Chain, we're connecting the dots behind a series of developments that continue to point toward XRP's expanding role in the future of global finance. From Ripple's growing enterprise footprint and institutional adoption to regulatory shifts, tokenization, payments, and infrastructure, the headlines are starting to tell a much bigger story. While many people are still focused on short-term price action, institutions appear to be positioning for long-term utility. The question isn't whether XRP has a role to play—it's whether the market fully understands how significant that role could become. In this episode, Jeff and Chip break down the latest XRP developments, explain why these stories matter when viewed together instead of individually, and discuss why the biggest opportunity may still be ahead. In this episode: Ripple's latest strategic developments Institutional adoption and what it signals The expanding utility of the XRP Ledger How tokenization continues to accelerate Global payments, stablecoins, and financial infrastructure Why Wall Street may eventually wish they had accumulated more XRP Whether you're a longtime XRP holder or just trying to understand where digital assets are headed, this episode connects the dots behind one of crypto's most important ecosystems. 👇 Let us know in the comments: If institutions suddenly wanted XRP tomorrow... would there be enough available? ⚡ SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🪙 OTC Mint https://otc.one/mint 👕 OTC Merch https://onthechain.shop 📬 Subscribe https://onthechain.io/subscribe/ ❤️ Support Us on Ko-fi https://ko-fi.com/onthechain 🌐 ON THE CHAIN 🌍 Website https://onthechain.io 🎙 Podcast https://onthechain.io/podcast/ 𝕏 On The Chain https://x.com/On_The_Chain 𝕏 Jeff https://x.com/Jeff_OnTheChain 𝕏 Chip https://x.com/stephenchip ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests.

Something bigger is happening around XRP—and it isn't just one headline. Ripple President Monica Long has been recognized as one of the most influential leaders in stablecoins as RLUSD continues gaining momentum. MoonPay has connected FedNow to its platform, bringing real-time 24/7 payments another step closer to digital assets. Franklin Templeton now leads tokenized Treasury issuers with $1.6 billion in on-chain AUM growth, while Citadel Securities has made its first major crypto investment with a $400 million commitment to Crypto.com focused on tokenized securities and derivatives. At the same time, the CLARITY Act continues advancing in Washington, providing the regulatory framework institutions have been waiting for. These aren't isolated stories. They're all pointing in the same direction. In today's episode of **On The Chain**, Jeff and Chip connect the dots behind XRP, Ripple, RLUSD, FedNow, tokenization, stablecoins, institutional adoption, and why the financial system appears to be converging faster than ever before. We also go **Around the World**, breaking down today's biggest geopolitical stories, including election integrity, Scott Bessent, Marco Rubio, government oversight, Canada, and the global developments shaping markets and policy. **If you want to understand what's happening—not just the headlines, but how they all fit together—this is the episode you don't want to miss.** ━━━━━━━━━━━━━━━━━━━━ ## SUPPORT ON THE CHAIN ☕ Badassery Coffee [https://badasserycoffee.com](https://badasserycoffee.com) 🪙 OTC Mint [https://otc.one/mint](https://otc.one/mint) 👕 OTC Merch [https://onthechain.shop](https://onthechain.shop) 📬 Subscribe [https://onthechain.io/subscribe/](https://onthechain.io/subscribe/) ❤️ Ko-fi [https://ko-fi.com/onthechain](https://ko-fi.com/onthechain) ━━━━━━━━━━━━━━━━━━━━ ## ON THE CHAIN 🌐 Website [https://onthechain.io](https://onthechain.io) 🎙️ Podcast [https://onthechain.io/podcast/](https://onthechain.io/podcast/) 𝕏 On The Chain [https://x.com/On_The_Chain](https://x.com/On_The_Chain) 𝕏 Jeff [https://x.com/Jeff_OnTheChain](https://x.com/Jeff_OnTheChain) 𝕏 Chip [https://x.com/stephenchip](https://x.com/stephenchip) ━━━━━━━━━━━━━━━━━━━━ ⚠️ **DISCLAIMER** The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

Ripple continues expanding far beyond the narrative most people still associate with XRP. This week alone, Ripple joined the x402 Foundation as a Premier Member to help shape the future of AI-powered payments, Ripple Ventures participated in Velocity's $38 million Series A funding round, Ripple reaffirmed that traditional finance is being rebuilt on blockchain rails, and the company continued pushing for regulatory clarity in Washington. Individually, these stories may not seem groundbreaking. Together, they paint a much bigger picture. Tonight, Jeff and Chip connect the dots behind Ripple's growing role across AI, stablecoins, institutional finance, blockchain infrastructure, and digital asset regulation—and why XRP's ecosystem continues getting even bigger. We also discuss Ripple's support for veteran-owned businesses, the latest Swell 2026 announcement, the return of the Ripple Clarity Truck to Washington, our Around the World geopolitical segment, and finish the night with a few laughs. Topics Covered • Ripple joins the x402 Foundation as a Premier Member • AI Agent Payments and the XRP Ledger • Ripple Ventures invests in Velocity's $38M Series A • Traditional finance rebuilt on blockchain rails • Ripple Effect grants supporting veteran-owned businesses • Ripple Swell 2026 speaker announcement • Ripple Clarity Truck returns to Washington D.C. • Stu Alderoty on the CLARITY Act • Around the World: Biden, France, geopolitics & more • Funny segment 👇 SUPPORT ON THE CHAIN 👇 ☕ Badassery Coffee https://badasserycoffee.com 🪙 OTC Mint https://otc.one/mint 👕 OTC Merch https://onthechain.shop 🔔 Subscribe To OTC https://onthechain.io/subscribe/ ❤️ Help OTC Keep the Lights On https://ko-fi.com/onthechain 🌐 ON THE CHAIN Website https://onthechain.io Podcast https://otc.one/podcast FOLLOW ON THE CHAIN ON X On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip #XRP #Ripple #XRPL #Crypto #Blockchain #RLUSD #Stablecoins #AI #ClarityAct #OnTheChain ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and guests and do not necessarily reflect those of any organizations they are affiliated with.

Ripple isn't slowing down. While most people are still watching the XRP price, Ripple keeps expanding the infrastructure behind the scenes. From RLUSD and tokenization to institutional custody, global payments, and enterprise adoption, the pace hasn't slowed—it has accelerated. The question isn't whether Ripple is building. The question is whether the market realizes what it's building. In today's episode of On The Chain, Jeff and Chip connect the dots across the latest Ripple and XRP developments to explain why the next phase may be much bigger than most people expect. If you've been following the headlines one story at a time, this episode will help you see the bigger picture. 👇 SUPPORT ON THE CHAIN 👇 Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop Support OTC https://ko-fi.com/onthechain Subscribe https://onthechain.io/subscribe/ Website https://onthechain.io Podcast https://otc.one/podcast FOLLOW ON THE CHAIN On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip #XRP #Ripple #XRPL #RLUSD #Crypto #Tokenization #Stablecoins #Blockchain #DigitalAssets #InstitutionalAdoption ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Views expressed are solely those of the hosts and guests at the time of recording and may change without notice. 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

Everyone is watching XRP price. Almost nobody is watching what Ripple, banks, governments, and global corporations are actually building. Today's show connects the dots between Ripple's expanding infrastructure, Evernode's vision for productive on-chain capital, Sony's stablecoin ambitions, Custodia Bank's Supreme Court challenge, the CLARITY Act, and why institutional finance appears to be moving toward a completely different financial system. The biggest XRP story isn't about price. It's about the infrastructure quietly being built while most of the market is looking somewhere else. On today's show: ✅ Ripple's next phase of institutional adoption ✅ Evernode and why idle capital is the future of finance ✅ Sony's move into stablecoins ✅ The latest on the CLARITY Act and U.S. crypto regulation ✅ Custodia Bank's Supreme Court filing against the Federal Reserve ✅ Separating XRP facts from SWIFT misinformation ✅ Apple and Micron's massive U.S. manufacturing investments ✅ Europe's push toward digital surveillance and Chat Control ✅ Geopolitical developments shaping the future financial landscape If you've been wondering why Ripple continues to build regardless of XRP's current price, this episode connects the dots. 👇 SUPPORT ON THE CHAIN 👇 ☕ Badassery Coffee https://badasserycoffee.com 🪙 OTC Mint https://otc.one/mint 👕 OTC Merch https://onthechain.shop 📬 Subscribe To OTC https://onthechain.io/subscribe/ ❤️ Support OTC https://ko-fi.com/onthechain 🌐 Website https://onthechain.io 🎙️ Podcast https://otc.one/podcast FOLLOW ON THE CHAIN On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip DISCLAIMER The information discussed in this video is for educational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. Always do your own research before making any investment decisions. Jeff, Chip, and On The Chain may hold digital assets discussed during this broadcast. #XRP #Ripple #Crypto #RLUSD #XRPL #Stablecoins #Blockchain #DigitalAssets #CryptoNews #OnTheChain 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080

They Can't Ignore XRP Today wasn't about one headline. It was about what all of the headlines mean when you connect the dots. Ripple just put the XRP brand on the jersey of a major NCAA athletics program. AI is rapidly expanding on the XRP Ledger. The XRPL Foundation just surpassed 1,000,000 agentic payments. Franklin Templeton publicly acknowledged XRP's maturity compared to newer blockchain networks. At the same time, regulatory momentum in Washington continues to move in favor of digital assets. Individually, these may seem like separate stories. Together, they paint a very different picture. Tonight, we break down why XRP is becoming much more than another cryptocurrency—and why institutions, developers, governments, and now even mainstream sports are all converging on the same ecosystem. We also cover: 🔥 Ripple's groundbreaking University of Kansas partnership 🔥 The launch of the XRPL AI Hub 🔥 1 million agentic payments on XRP Ledger 🔥 Franklin Templeton's comments on XRP 🔥 The latest U.S. crypto regulation updates 🔥 Geopolitical developments impacting global markets 🔥 The stories everyone else is missing If you've been wondering why Ripple keeps making moves while the market focuses on price, this is the episode you don't want to miss. 👇 SUPPORT ON THE CHAIN 👇 Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop Subscribe To OTC https://onthechain.io/subscribe/ Help OTC Keep the Lights On https://ko-fi.com/onthechain Website https://onthechain.io Podcast https://otc.one/podcast FOLLOW ON THE CHAIN ON X On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip ⚠️ Disclaimer: This content is for educational, informational, and entertainment purposes only. Nothing discussed in this video should be considered financial, investment, legal, or tax advice. Always do your own research and consult with a qualified professional before making any financial decisions. #XRP #Ripple #XRPL #RLUSD #OpenUSD #Crypto #Blockchain #Stablecoins #Tokenization #InstitutionalAdoption #DigitalAssets #CryptoNews #OnTheChain 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080 🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/5303388489646080