Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

Ready to streamline everyday tasks with Ask Integrity AI? This powerful digital agent was built just for insurance agents. In this episode of the ASG Podcast, we’re digging into the features, where they fit into your business processes, and the prompts to use for best results. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 📢 Submit a shoutout to be read in a future episode 🎙️ Be a Guest on the ASG Podcast 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2027 ACA & Medicare Cost Projections Finding Opportunity Despite Medicare & ACA Market Challenges Get Access to IntegrityConnect Introducing the Integrity Health Plan Learn More About AskIntegrity Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Building a relationship with a client is just like any other relationship—it needs to start with a strong foundation. In this episode of the ASG Podcast, we’re going to be showing you what behaviors a client will appreciate in an agent Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 📢 Submit a shoutout to be read in a future episode 🎙️ Be a Guest on the ASG Podcast 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Are You Offering Multiple LTC Insurance Options? Boost Business Selling Hospital Indemnity Insurance Handling Difficult Clients: Tips for Agents How Field Agents Can Differentiate from Call Centers How to Prevent Insurance Agent Negligence How to Retain Insurance Customers Medicare Advantage Open Enrollment Do's and Don'ts Ritter AEP Reflection Sheet Ritter Follow-Up One Sheet Ritter Follow-Up Guide The Complete Guide to Client Loyalty and Retention Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Arthur Barlow, CEO and President of Compass Insurance Advisors and Founder of the ACA Health Summit joins Sarah to talk about ACA open enrollment changes for 2027. From CMS efforts to fight fraud in the ACA market to the new identity proofing requirements and high-risk applications, this interview is a must-listen for agents preparing for the ACA Open Enrollment Period. Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 📢 Submit a shoutout to be read in a future episode 🎙️ Be a Guest on the ASG Podcast 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2027 ACA & Medicare Cost Projections 5 Myths About Selling ACA Health Insurance Plans Compass Insurance Advisors MyChart Medicare Kit Scam New CMS Identity Proofing & Agent Authorization Rules Register for the ACA Health Summit – Use Code ASG40 to get 40% off your ticket price! Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Opinions expressed by interview guests are their own and not representative of Ritter Insurance Marketing or Integrity. The Agent Survival Guide Podcast is not affiliated with or endorsed by Medicare or any government agency.

So you want to start selling Medicare Advantage plans, but you aren’t sure what kind of clients to look for? No problem. In our newest episode, we break down some of the characteristics of what one of your ideal clients may look like. Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: How to Help Medicare Clients in Poor Health Choose the Right Coverage Medicare Advantage Trial Rights Explained for Agents Organization Tips and Tricks for the Medicare Annual Enrollment Period Stay Busy Outside of AEP With Special Enrollment Periods The Beginner's Guide to C-SNPs The Benefits of Selling Medicare Special Needs Plans Why People Are Choosing Part C Over Original Medicare References: Backman, M. (2025, December 1). This is the average social security benefit for 2026. is it enough?. 24/7 Wall St. https://247wallst.com/investing/2025/12/01/this-is-the-average-social-security-benefit-for-2026-is-it-enough/ Fuglesten Biniek, J., Freed, M., Ochieng, N., & Neuman, T. (2026, February 23). Medicare advantage enrollment grew by about 1 million people, mainly due to special needs plans. KFF. https://www.kff.org/medicare/medicare-advantage-enrollment-grew-by-about-1-million-people-mainly-due-to-special-needs-plans/ Munnell, A. H., & Margolis, H. S. (2026, February 23). The government is trying to rein in Medicare advantage costs. will it work?. Center for Retirement Research. https://crr.bc.edu/the-government-is-trying-to-rein-in-medicare-advantage-costs-will-it-work/ National Council on Aging. (2025, December 1). Top 10 chronic conditions affecting older adults. The Top 10 Most Common Chronic Diseases for Older Adults. https://www.ncoa.org/article/the-top-10-most-common-chronic-conditions-in-older-adults/ National Council on Aging. (2025, September 9). New poverty numbers show more older adults face economic struggle. How Rising Poverty Rates Will Affect Older Adults. https://www.ncoa.org/article/poverty-among-older-adults-keeps-growing/ Social Security Administration. (2025, October 24). 2026 cost-of-living adjustment (cola) fact sheet. Social Security. https://www.ssa.gov/news/en/cola/factsheets/2026.html Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Whether you’re starting your own insurance agency or have been at it for awhile, it’s important to make sure you’re not getting in your own way. On this episode of the Agent Survival Guide, we’ll share some key tips that can put you and your agency on the path to success. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Best Practices for Training Downline Agents Digital Marketing for Insurance Agents: Our Top Tips to Boost Business Everything You Get With Your Ritter Registration How to Recruit Insurance Agents to Your Downline IntegrityCONNECT What Insurance License Do You Need? A Guide for Agents PlanEnroll References: “The 5 Best Trademark Services in the USA.” Emanus, 13 Sept. 2025, emanus.com/best-trademark-services-usa/ . O’Reilly, Dennis. “10 Best Accounting Software – Forbes Advisor.” 10 Best Accounting Software, 19 May 2026, www.forbes.com/advisor/business/software/best-accounting-software/ . Ryan, Emma. “Best 5 Website Builders for 2026: My Tried & Tested Picks.” Website Builder Expert, 5 May 2026, www.websitebuilderexpert.com/website-builders/ . Luthi, Ben. “Can You Use a Personal Credit Card to Start a Business? | Credit Cards | U.S. News.” Can You Use a Personal Credit Card to Start a Business?, 26 May 2022, money.usnews.com/credit-cards/articles/can-you-use-a-personal-credit-card-to-start-a-business . “Choose a Business Structure.” U.S. Small Business Administration, www.sba.gov/business-guide/launch-your-business/choose-business-structure . Accessed 15 June 2026. “Employer Identification Number.” Internal Revenue Service, www.irs.gov/businesses/employer-identification-number . Accessed 15 June 2026. “Get an Employer Identification Number.” Internal Revenue Service, www.irs.gov/businesses/small-businesses-self-employed/get-an-employer-identification-number . Accessed 15 June 2026. “How to Start an Insurance Agency: A Step-by-Step Guide.” Brightway, 23 June 2025, www.brightway.com/news/starting-an-insurance-agency-guide . “Insurance Licensing Directory.” AgencyEquity, www.agencyequity.com/listing-categories/insurance-licensing-directory . Accessed 15 June 2026. “Register Your Business.” U.S. Small Business Administration, www.sba.gov/business-guide/launch-your-business/register-your-business . Accessed 15 June 2026. “Ritter Agents - Schedule a Demo.” AgentMethods, www.agentmethods.com/ritter-agents/ . Accessed 15 June 2026. “Stanford Guidelines for Web Credibility.” The Web Credibility Project: Guidelines - Stanford University, credibility.stanford.edu/guidelines/index.html . Accessed 15 June 2026. “Streamlined Insurance Licensing & Compliance Monitoring.” NIPR, nipr.com/ . Accessed 15 June 2026. Gupta, Mayank. “Top Startup Business Consultant Firms for 2026 Success.” CaseBasix, 19 Jan. 2026, www.casebasix.com/pages/top-startup-business-consultant-firms . Upwork | Hire Top Freelance Talent with Confidence, www.upwork.com/ . Accessed 15 June 2026. USPTO Office of Public Affairs (OPA). United States Patent and Trademark Office, 12 May 2026, www.uspto.gov/ . “What Is a Trademark?” United States Patent and Trademark Office, 30 Nov. 2023, www.uspto.gov/trademarks/basics/what-trademark . “Write Your Business Plan.” U.S. Small Business Administration, www.sba.gov/business-guide/plan-your-business/write-your-business-plan . Accessed 15 June 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for August 28, 2026: Still time to register for Ritter Insurance Marketing Summits Medicare & ACA certification update for August 28, 2026 There’s more to gastrointestinal distress recovery than BRAT Ritter & Integrity Solutions for Industry Disruption in 2027 IntegrityCONNECT Now Quotes Medicare Supplement Ways to Connect: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the show 📧 Connect with a member of the Ritter Team 📢 Submit a shoutout to be read in a future episode 🎙️ Be a Guest on the ASG Podcast 💌 Questions? Feedback? Topic suggestions? Email us! ASGPodcast@Ritterim.com Still time to register for Ritter Insurance Marketing Summits! Medicare & ACA certification update for August 28, 2026: 2027 Medicare Advantage & Part D Certification Certification Center on Ritter Docs There’s more to gastrointestinal distress recovery than BRAT: Corliss, Julie. “Is the BRAT diet the best choice for an upset stomach?” health.harvard.edu, Harvard Health Publishing, 18 Nov. 2025, https://www.health.harvard.edu/digestive-health/is-the-brat-diet-the-best-choice-for-an-upset-stomach . Kubala, Jillian. “What Is the BRAT Diet for a Stomach Virus or Diarrhea.” Health.Com, Health, 5 June 2026, www.health.com/brat-diet-7253461 . The BRAT diet is no longer recommended after a stomach bug. Ucihealth.org, UCI Health, 13 Aug. 2026, https://www.ucihealth.org/about-us/news/2026/08/brat-diet . “An Alarming New Study About Brain Injuries in Football, and How States are Paying Millions for Rain.” The Headlines, The New York Times, https://open.spotify.com/episode/10d178oQsbFVWGDAgHRRVc . Ritter & Integrity Solutions for Industry Disruption in 2027: Culli, Lindsey. “1 in 10 Medicare Advantage Enrollees Face Forced Disenrollment in 2026.” publichealth.jhu.edu, Johns Hopkins University, 18 Feb. 2026, https://publichealth.jhu.edu/2026/1-in-10-medicare-advantage-enrollees-face-forced-disenrollment-in-2026 . 5 Tips to Make the Most of AEP Minemyer, Paige. “A look inside the expanded partnership between SCAN and Costco.” fiercehealthcare.com, Fierce Healthcare, 21 Aug. 2026, https://www.fiercehealthcare.com/payers/look-inside-expanded-partnership-between-scan-and-costco . Get Access to IntegrityCONNECT Request a Portfolio Review from Ritter Insurance Marketing Hall, Jessica. “Soon you can buy Medicare Advantage plans at Costco. What you need to know.” marketwatch.com, MarketWatch, 21 Aug. 2026, https://www.marketwatch.com/story/soon-you-can-buy-medicare-advantage-plans-at-costco-what-you-need-to-know-34e03242 . Resources: 2027 ACA & Medicare Cost Projections 5 More Ways to Generate Medicare Leads Escaping the Procrastination Station | Monday Motivation How to Stay Top of Mind & Build Trust That Drives Growth ft. Bjorn Piltingsrud and Andrew Saksa Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

When you picture the typical Medicare client, you most likely picture someone who is enjoying the golden years of retirement. However, there are many people who have aged into Medicare that are still a part of the workforce. In this episode of the Agent Survival Guide Podcast, we help agents like you navigate how to sell plans to clients who are still employed. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 4 Tips for Making a Better Insurance Sales Pitch 5 Perks of Being a Part-Time Insurance Agent How to Help Clients Avoid Medicare Late Enrollment Penalties How to Organize a Turning 65 Seminar on a Budget Your Clients May Not Be Automatically Enrolled in Medicare https://ritterim.com/blog/2027-nabip-medicare-certification/?utm_source=agent_survival_guide_podcast_link&utm_medium=post_title References: The Association for Cleaning & Facility Solutions. (2026, January 12). Seniors Plan to Rejoin the Workforce in 2026. Cleanfax. https://cleanfax.com/seniors-plan-to-rejoin-the-workforce-in-2026 Field Office Locator. Social Security Association. (n.d.). https://www.ssa.gov/locator Medicare Advocates. (n.d.). Is Employer Health Coverage Always My Best Option?. Health Plan Advocates. https://healthplanadvocates.com/is-employer-coverage-best/ Shuman, T. (2026, February 3). Cities With the Most Working Seniors in 2026. Senior Living. https://www.seniorliving.org/finance/senior-employment-annual-report/ Starting Your Retirement Benefits Early. Social Security Administration. (n.d.). https://www.ssa.gov/benefits/retirement/planner/agereduction.html U.S. Centers for Medicare and Medicaid Services. (n.d.-a). Avoid late enrollment penalties. Medicare.gov. https://www.medicare.gov/basics/costs/medicare-costs/avoid-penalties U.S. Centers for Medicare and Medicaid Services. (n.d.-b). When can I buy a Medigap policy?. Medicare.gov. https://www.medicare.gov/health-drug-plans/medigap/ready-to-buy/when What is the income-related monthly adjusted amount (IRMAA)?. Medicare Resources. (2025, December 2). https://www.medicareresources.org/medicare-eligibility-and-enrollment/what-is-the-income-related-monthly-adjusted-amount-irmaa/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Keeping your clients coming back is crucial to the success of your insurance business. But how often should we reach out to clients? How do we reach out without being annoying? Where do we start? If you’ve ever asked these questions, don’t miss the ASG Podcast interview with Bjorn Piltingsrud and Andrew Saksa from Essential Engine! Resources: Essential Engine Official Website Listen to Marketing MindFuel Reach out to Andrew Saksa at Essential Engine Schedule a Meeting with Mel Binford from Essential Engine References: Lindenfors, Patrik, et al. “‘Dunbar’s Number’ Deconstructed.” Pmc.Ncbi.Nih.Gov, U.S. National Library of Medicine, May 2021, pmc.ncbi.nlm.nih.gov/articles/PMC8103230/ . “Dunbar’s number: Why we can only maintain 150 relationships.” Bbc.com, BBC, https://www.bbc.com/future/article/20191001-dunbars-number-why-we-can-only-maintain-150-relationships , Accessed 2 June 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Opinions expressed by interview guests are their own and not representative of Ritter Insurance Marketing or Integrity. The Agent Survival Guide Podcast is not affiliated with or endorsed by Medicare or any government agency.

Procrastination happens to the best of us… Sarah included! Don’t miss her tips for booking your ticket out of this liminal space and onto the next part of your journey. Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Recent Episodes: Finding Opportunity Despite Medicare & ACA Market Challenges Real Sales Expectations for Insurance Agents Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for August 21, 2026: Register to Attend Ritter Summits Apple Devices Rumored for Fall 2026 Spotify Announces PlayList Notes Journaling for Personal Development MyChart Medicare Kit Scam Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Field Notes: 2027 Medicare Advantage & Part D Certification Certification Center on Ritter Docs Register to Attend a Ritter Insurance Marketing Summit Near You! Apple Devices Rumored for Fall 2026: Christoffel, Ryan. “Apple has eight new products to unveil at September event: report.” 9to5mac.com, 9 to 5 Mac, 10 Aug 2026, https://9to5mac.com/2026/08/10/apple-has-eight-new-products-to-unveil-at-september-event-report/ . Bonifield, Stevie. “It looks like Apple’s iPhone 18 really will skip the fall launch this year.” Theverge.com, The Verge, 12 Aug. 2026, https://www.theverge.com/tech/979231/apple-base-iphone-18-launch-delayed . Clover, Juli. “What’s Coming in September: New iPhones, Apple Watches and More.” Macrumors.com, Mac Rumors, 13 Aug. 2026, https://www.macrumors.com/2026/08/13/apple-september-announcement-rumors/ . Spotify Announces Playlist Notes: Spotify Gets More Personal With Playlist Notes. Newsroom.spotify.com, Spotify For the Record, 17 Aug. 2026, https://newsroom.spotify.com/2026-08-17/playlist-notes-editors-listeners/ . Journaling for Personal Development: “8 Questions to Shape Your Day with Intention and Focus.” carterfowlercreative.com, Carter Fowler Creative, https://www.carterfowlercreative.com/post/productivity-journal-prompts , Accessed 18 August. 2026. Sanders, Bryce. “10 Principles of Time Management for Advisors.” Thinkadvisor.com, Think Advisor, 12 Aug. 2026, https://www.thinkadvisor.com/2026/08/12/10-principles-of-time-management-for-advisors/ . “Getting Started with a Bullet Journal.” Beingboss.club, Being Boss, 9 May 2026, https://beingboss.club/articles/getting-started-bullet-journal . “Why Every Business Leader Should Start Journaling Today.” Yfsmagazine.com, YFS Magazine, 22 Sep. 2025, https://yfsmagazine.com/2025/09/22/business-leader-journaling/ . MyChart Medicare Kit Scam: Bruce, Giles. “7 health systems warn of MyChart ‘Medicare Kit’ scam.” Beckershospitalreview.com, Becker’s Hospital Review, 13 Aug. 2026, https://www.beckershospitalreview.com/healthcare-information-technology/cybersecurity/7-health-systems-warn-of-mychart-medicare-kit-scam/ . “Alert: Beware of Fraudulent MyChart Emails.” Southeasthealth.org, Southeast Health, https://www.southeasthealth.org/alert-beware-of-fraudulent-mychart-emails/ , accessed 18 Aug. 2026. “Cass Health Warns Patients of MyChart Phishing Scam.” Casshealth.org, Cass Health, 10 Aug. 2026, https://www.casshealth.org/2026/08/cass-health-warns-patients-of-mychart-phishing-scam/ . Content Library – Identifying Scams and How to Protect Yourself “How do I protect myself from MyChart scams and fraud?” mychart.org, MyChart, https://www.mychart.org/l/en-us/help/staying-safe-from-scams-and-fraud/ , accessed 17 Aug. 2026. “MyChart Phishing Scam Warning.” Metrohealth.org, Metro Health, https://www.metrohealth.org/en/mychart/mychart-phishing-scam-warning/ , accessed 17 Aug. 2026. “MyChart Security Alert.” Methodisthealthsystem, Methodist Health System, https://www.methodisthealthsystem.org/mychart-security-alert , accessed 17 Aug. 2026. Bruce, Giles. “Sentara warns of ‘MyChart Medicare Kit’ scam.” Beckershospitalreview.com, Becker’s Hospital Review, 12 Aug. 2026, https://www.beckershospitalreview.com/healthcare-information-technology/cybersecurity/sentara-warns-of-mychart-medicare-kit-scam/ . Berceau, Trevor. “Staying Safe from Scams and Fraud.” Mychart.org, MyChart, 27 Jul. 2026, https://www.mychart.org/l/en-us/news/staying-safe-from-scams-and-fraud/ . Resources: 2027 ACA & Medicare Cost Projections 5 More Ways to Generate Medicare Leads Marketplace Training Resources for Health Insurance Agents New CMS Identity Proofing & Agent Authorization Rules Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

The insurance business moves fast, so the best time to start building trust is before your services are needed. A great example of this is a Turning 65 Seminar, where you cover what client need to know when becoming Medicare-eligible. In this episode of the Agent Survival Guide Podcast, we cover the how you can effectively plan and hold a T65 event on any budget. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Community-Based Marketing for Insurance Agents Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You Ritter’s Preferred Partners Rules for Hosting a Compliant Medicare Educational Event Shop RitterIM References: Dunys, Laurent. “The Complete Guide to Creating a Budget for an Event.” Eventtia, 20 June 2025, www.eventtia.com/the-complete-guide-to-creating-a-budget-for-an-event/ . “Ritter Insurance Marketing - Unforgettable Marketing for Insurance Agents.” Remindermedia, remindermedia.com/ritter-insurance/ . Accessed 14 July 2026. Financial Seminar Services, www.financialseminarservices.com/ . Accessed 14 July 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Misconceptions about insurance can sometimes get in the way of both the agent selling the plans and the client who is browsing the insurance market. In this episode of the Agent Survival Guide Podcast, we’re here to help you decode the facts from the fiction. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D How Ask Integrity Can Streamline Your Medicare Sales Appointments How Medicare Helps Your Clients Stay Healthy IntegrityCONNECT PlanEnroll Ready to Join an FMO? 10 Things to Consider Ritter Can Help You Stay in Touch with Your Clients Ritter Insurance Marketing homepage What Is AHIP Certification and How Do I Get It? References: Centers for Medicare & Medicaid Services. (2026, March 26). Agent broker compensation. CMS.gov. https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-marketing-guidelines/agent-broker-compensation Medicare Rights Center. (2025, March 28). Medicare eligibility for those under 65 - medicare interactive. Medicare Interactive. https://www.medicareinteractive.org/understanding-medicare/the-basics/medicare-eligibility-overview/medicare-eligibility-for-those-under-65 National Archives and Records Administration. (2026a, July 16). Medicare advantage communication requirements. Code of Federal Regulations. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V National Archives and Records Administration. (2026b, July 16). Part D communication requirements. Code of Federal Regulations. https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V U.S. Centers for Medicare & Medicaid Services. (n.d.). Avoid late enrollment penalties. Medicare.gov. https://www.medicare.gov/basics/costs/medicare-costs/avoid-penalties Wagner, S. (2025, January 28). The U.S. has reached the peak of Peak 65 it’s time to apply retirement readiness lessons from the boomer experience. PR Newswire. https://www.prnewswire.com/news-releases/the-us-has-reached-the-peak-of-peak-65-its-time-to-apply-retirement-readiness-lessons-from-the-boomer-experience-302360086.html Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for August 14, 2026: Certification Updates 8/14/2026 New CMS Identity Proofing & Agent Authorization Rules Mark Zuckerberg’s AI Manifesto CMS to Remove Xeljanz from Selected Drug List KFF Study on Medicare Spending Trends Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Certification Updates 8/14/2026: 2027 Medicare Advantage & Part D Certification Certification Center on Ritter Docs New CMS Identity Proofing & Agent Authorization Rules: Rosanes, Mark. “CMS tightens ACA broker access rules before open enrollment.” Insurancebusinessmag.com, Insurance Business, 10 Aug. 2026, https://www.insurancebusinessmag.com/us/news/benefits/cms-tightens-aca-broker-access-rules-before-open-enrollment-585514.aspx . “EDE Change Request (CR) 109: Identity Proofing and Agent/Broker Authorization.” Cms.gov, Centers for Medicare & Medicaid Services, 3 Aug. 2026, https://www.cms.gov/marketplace/agents-brokers/files/ede-identity-proofing-agent-broker-authorization-faqs.pdf . Mark Zuckerburg’s AI Manifesto: Zuckerberg, Mark. “The Future is for Everyone.” Meta.com, Meta, https://www.meta.com/thefutureisforeveryone/ Accessed 11 Aug. 2026. CMS to Remove Xeljanz from Selected Drug List: “Removal of Xeljanz; Xeljanz XR from the Selected Drug List Effective January 1, 2029.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jul. 2026, https://www.cms.gov/about-cms/information-systems/hpms/hpms-memos-archive-weekly/hpms-memos-wk-5-july-27-31 . KFF Study on Medicare Spending Trends: “The Facts About Medicare Spending.” KFF.org, KFF, 4 Aug. 2026, https://www.kff.org/medicare/the-facts-about-medicare-spending/ . Resources: 2027 ACA & Medicare Cost Projections 5 Myths About Selling ACA Health Insurance Plans Finding Opportunity Despite Medicare & ACA Market Challenges Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits Turning Life Changes into Sales Opportunities Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

In this episode of the Agent Survival Guide podcast, we teach agents five unique ways to help them find new clients in the insurance world. While most agents would think of your typical ways to find new sales, we’re teaching them how to make waves and stand out in the crowd. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Affinity Partnerships for Insurance Agents IntegrityCONNECT IntegrityCONNECT Leads Ritter Insurance Marketing Content Library Ritter & ReminderMedia Partnership Offers Agents Insurance Marketing Solutions ShopRitterIM What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales References: Custom ink. CustomInk. (n.d.). https://www.customink.com/ Forman-Katz, N. (2023, August 17). Key facts about the US radio industry and its listeners for National Radio Day. Pew Research Center. https://www.pewresearch.org/short-reads/2023/08/17/for-national-radio-day-key-facts-about-radio-listeners-and-the-radio-industry-in-the-us/ Joshi, V. (2024, August 22). Council post: The power of generosity: How giving back drives business growth. Forbes. https://www.forbes.com/councils/forbesbusinesscouncil/2024/08/22/the-power-of-generosity-how-giving-back-drives-business-growth/ Lamar Advertising. (n.d.). Lamar Advertising. Billboard Advertising. https://lamar.com/en/products/billboards Planenroll. PlanEnroll. (n.d.). https://www.planenroll.com/ Vistaprint. VistaPrint. (n.d.). https://www.vistaprint.com/signs-posters/yard-signs Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Now that you’ve completed your FFM certification, what’s next? Continue your learning with our list of resources! Launch into ACA sales by increasing your knowledge of the marketplace. In this episode, we’ll teach you what you need to know about selling Affordable Care Act plans. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: ACA 101: Selling Under-65 Health Insurance Community Engagement & ACA Marketing Ideas for Agents How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Ritter Insurance Marketing Events Ritter Insurance Marketing Knight School Ritter Insurance Marketing Sales Team Simplify Marketplace Enrollments with HealthSherpa The State of the ACA Market in 2026 What the Stay on 2025 ACA Final Rule Changes Means References: ACA quoting and enrollment platform - healthsherpa. HealthSherpa. (n.d.). https://www.healthsherpa.com/agents/features/agencies AHIP homepage. AHIP. (n.d.-a). https://www.ahip.org/ The Center on Budget and Policy Priorities. (n.d.). Homepage. cbpp.org. https://www.cbpp.org/ The Center on Budget and Policy Priorities. (n.d.-a). Home page - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/ The Center on Budget and Policy Priorities. (n.d.-b). Special enrollment periods (SEP) reference chart - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/sep-reference-chart/ The Center on Budget and Policy Priorities. (n.d.-c). Yearly income guidelines and thresholds - beyond the basics. Beyond the Basics. https://www.healthreformbeyondthebasics.org/reference-guide-yearly-thresholds/ Health Insurance Exchanges and the Affordable Care Act (ACA) - ahip. AHIP. (n.d.-b). https://www.ahip.org/courses/health-insurance-exchanges-and-the-affordable-care-act-aca Welcome to the Health Insurance Marketplace®. healthcare.gov. (n.d.). https://www.healthcare.gov/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for August 7, 2026: ACA 2027 Certification Updates CY2027 ACA Premium Rate Filings So Far CMS 2027 Medicare Part D Bid Information 2027 Medicare Part B Cost Projections 2027 COLA Estimate Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. ACA 2027 Certification Updates: Ritter Insurance Marketing Certification Center (for all things certification!) CY2027 ACA Premium Rate Filings So Far: McGough, Matt, et al. “How Much and Why ACA Marketplace Premiums Are Going Up in 2027.” KFF.Org, KFF, 4 Aug. 2026, www.kff.org/affordable-care-act/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2027/ . CMS 2027 Medicare Part D Bid Information: “2026 Medicare Part D Bid Information and Part D Premium Stabilization Demonstration Parameters.” Cms.gov, Centers for Medicare & Medicaid Services, 28 Jul. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-part-d-bid-information-and-part-d-premium-stabilization-demonstration-parameters . Minemyer, Paige. “CMS ending Medicare Part D subsidy program.” Fiercehealthcare, Fierce Healthcare, 29 Jul. 2026, https://www.fiercehealthcare.com/regulatory/cms-ending-medicare-part-d-subsidy-program . “Medicare Part D 2027 National Average Monthly Bid Amount Information.” cms.org, Centers for Medicare & Medicaid Services, 28 Jul. 2026, https://www.cms.gov/newsroom/fact-sheets/medicare-part-d-2027-national-average-monthly-bid-amount-information . 2027 Medicare Part B Cost Projections “2026 Medicare Parts A & B Premiums and Deductibles” cms.gov, Centers for Medicare & Medicaid Services, 14 Nov. 2025, https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles . “2026 Annual Report of the Boards of Trustees of the Federal Hospital Insurance and Federal Supplement Medical Insurance Trust Funds.” Cms.org, Centers for Medicare & Medicaid Services, 9 Jun. 2026, https://www.cms.gov/oact/tr/2026 . LeValley, Donna. “Medicare 2027 Projections: Here’s How Much Your Monthly Premiums Are Estimated to Rise.” Kiplinger.com, Kiplinger, https://www.kiplinger.com/retirement/medicare/medicare-2027-how-much-premiums-are-set-to-rise , Accessed 4 Aug. 2026. Blake, Suzanne. “Medicare Update: New Estimate of How Much Premiums Will Increase.” Newsweek.com, Newsweek, 28 Jul. 2026, https://www.newsweek.com/medicare-update-new-estimate-of-how-much-premiums-will-increase-12256344 . 2027 COLA Estimate: Shesgreen, Deidre. “Social Security COLA 2027: An Early Look at How Much Payments Could Increase” aarp.org, AARP, 14 Jul. 2026, https://www.aarp.org/social-security/cola-2027-increase-estimate/ . Resources: Finding Opportunity Despite Medicare & ACA Market Challenges Insurance Agents Can Generate More Leads with a Referral Marketing Strategy Medicare GLP-1 Bridge Updates, CMS Appeals & CE Credits Real Sales Expectations for Insurance Agents Turning Life Changes into Sales Opportunities ft. Bobby Nerem & Danica Stover Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

If you're thinking about becoming an insurance agent, you may be thinking about what can come along with the career change? What are some of the perks you might discover, and what downsides could sneak up on you? in this episode of The Agent Survival Guide Podcast, we help you weigh the good of becoming an insurance agent against the bad. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Perks of Being a Part-Time Insurance Agent 5 Reasons Why Ritter Should Be Your FMO Insurance Agency 2027 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Diversify Your Insurance Portfolio & Reap Real Rewards Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent Get Your ACA Insurance Sales Contracts Here — Recommendations for 2026 How Insurance FMOs Work How Much Can Agents Make Selling Under-65 Insurance? How Much Can Insurance Agents Make Selling Medicare? How Professional Organizations Make You a Better Agent Interview: Relationship Marketing Strategies for Insurance Agents The Advantages of Being a Field vs. Call Center Insurance Agent Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource Your Step-By-Step Guide to Getting Started in Insurance Sales References: Cubanski, J. (2025, October 7). A current snapshot of the medicare part D prescription drug benefit | KFF. KFF. https://www.kff.org/medicare/a-current-snapshot-of-the-medicare-part-d-prescription-drug-benefit/ Marketplace 2025 open enrollment period report: National snapshot | CMS. CMS.gov. (2025, January 17). https://www.cms.gov/newsroom/fact-sheets/marketplace-2025-open-enrollment-period-report-national-snapshot-2 Marketplace 2026 open enrollment period report: National snapshot | CMS. CMS.gov. (2026, January 12). https://www.cms.gov/newsroom/fact-sheets/marketplace-2026-open-enrollment-period-report-national-snapshot-0 Rosanes, M. (2024, January 22). Want to build a career selling insurance? here are the pros and Cons | Insurance Business. Insurance Business. https://www.insurancebusinessmag.com/us/guides/want-to-build-a-career-selling-insurance-here-are-the-pros-and-cons-473774.aspx Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Heard any of these myths about selling ACA plans? We’re debunking the rumors and delivering facts on ACA insurance sales. Listen as we set the record straight here on the Agent Survival Guide Podcast! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA 8 Reasons Why Insurance Agents Should Sell ACA Plans ACA 101: Selling Under-65 Health Insurance FAQs About ACA Certification and Training FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans How Much Can Agents Make Selling Under-65 Insurance? How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Meet Your Sales Team Ritter Insurance Marketing Blog Simplify Marketplace Enrollments with HealthSherpa References: Centers for Medicare & Medicaid Services. (2024, December 11). General Resources | CMS. CMS.gov. https://www.cms.gov/marketplace/agents-brokers/general-resources Centers for Medicare & Medicaid Services. (n.d.). FAQs for Marketplace Agents and Brokers. CMS.gov. https://www.agentbrokerfaq.cms.gov/s/ Health Insurance Marketplace. (n.d.-a). Immigrants. healthcare.gov. https://www.healthcare.gov/immigrants/immigration-status/ Health Insurance Marketplace. (n.d.-b). Medicare and the Marketplace. healthcare.gov. https://www.healthcare.gov/medicare/medicare-and-the-marketplace/ Health Insurance Marketplace. (n.d.-c). The Marketplace in your state. healthcare.gov. https://www.healthcare.gov/marketplace-in-your-state/ Health Insurance Marketplace. (n.d.-d). Welcome to the Health Insurance Marketplace® | healthcare.gov. healthcare.gov. https://www.healthcare.gov/ Home | The Senate Democratic Caucus. (n.d.). https://www.democrats.senate.gov/ IRS. (2025, November 5). Eligibility for the Premium Tax Credit. irs.gov. https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

Life stage changes bring opportunities to talk with your clients about their coverage. Bobby Nerem and Danica Stover explain how leveraging this strategy adds real value to client interactions. Even better? They explain how naturally agents can cross-sell both life and under-65 health insurance through every stage of life. Visit the Life & Annuities Resource Center Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Annuity Training (LARC) Fact-Finder PDF Download Life and Annuity Resource Center (LARC) Life Insurance for Each of Life’s Stages Life Training (LARC) Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Opinions expressed by interview guests are their own and not representative of Ritter Insurance Marketing or Integrity. The Agent Survival Guide Podcast is not affiliated with or endorsed by Medicare or any government agency.

The Friday Five for July 31, 2026: RegEd CE Courses Available on IntegrityCONNECT Fresh Take on Social Platforms: ThingsBook Medicare GLP-1 Bridge Reminder CMS Files Appeal to Clover Decision CMS & HHS File Expedited Appeal to Colombus I Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. RegEd CE Courses Available on IntegrityCONNECT: Learn More About IntegrityCONNECT MyBenefits in IntegrityCONNECT Fresh Take on Social Platforms: ThingsBook: ThingsBook for iPhone Medicare GLP-1 Bridge Reminder: “Medicare GLP-1 Bridge Expectations and FAQs.” Cms.Gov, Centers for Medicare & Medicaid Services, 10 June 2026, www.cms.gov/files/document/medicare-glp-1-bridge-expectations-faqs.pdf . CMS Files Appeal to Clover Decision: Minemyer, Paige. “CMS appeals court decision behind 2026 MA star ratings recalculations.” Fiercehealthcare.com, Fierce Healthcare, 22 Jul 2026, https://www.fiercehealthcare.com/regulatory/cms-appeals-court-decision-behind-2026-ma-star-ratings-recalculations . Kerfoot, Jenn. “Part XI: Star Rating Lawsuits & The Battle in the Courtroom and The Battle Against the Clock.” LinkedIn, Jenn Kerfoot, 27 July 2026, www.linkedin.com/pulse/part-xi-star-rating-lawsuits-battle-courtroom-against-jenn-kerfoot-pmswc/ . CMS & HHS File Expedited Appeal to Colombus I: City of Colombus vs. RFK, Jr. Consent Motion to Expedite Appeal, litigationtracker.law.georgetown.edu, Georgetown Law Litigation Tracker, https://litigationtracker.law.georgetown.edu/wp-content/uploads/2026/07/City-of-Columbus_2026.07.22_DEFENDANTS-MOTION-TO-EXPEDITE-3.pdf , Accessed 27 Jul 2026. Casolo, Elizabeth. “HHS Appeals Decision Vacating Provisions of 2025 ACA Marketplace Rule.” Beckerspayer.Com, Becker’s Payer Issues, 24 July 2026, www.beckerspayer.com/payer/aca/hhs-appeals-decision-vacating-provisions-of-2025-aca-marketplace-rule/ . Minemyer, Paige. “HHS appeals vacatur of 2025 ACA program integrity rule.” Fiercehealthcare.com, Fierce Healthcare, 23 Jul 2026, https://www.fiercehealthcare.com/regulatory/judge-tosses-multiple-provisions-cms-2025-aca-program-integrity-rule . “Updated Statement Regarding the Failure to File and Reconcile Requirement for Plan Years 2026-2027.” Cms.Gov, Centers for Medicare & Medicaid Services, 27 July 2026, www.cms.gov/files/document/ftr-requirement-py26-27-statement.pdf . Resources: Federal Judge Vacates Several CMS ACA Provisions Finding Opportunity Despite Medicare & ACA Market Challenges Navigate Medicare Drug and Durable Medical Equipment Coverage for Diabetes Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.